Santa Clara County property record for 1631 Valley Oaks Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,301 sqft · built 1998 |
| Lot Size | 0.149 acres (6,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $679,000 (Jul 2015) |
| Tax Bill | $9,927 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-58-015 |
| Primary APN | 783-58-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| 2nd Floor Area | 966 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,514 sqft (0.149 acres) |
| Garage Area | 571 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 1631 VALLEY OAKS DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 8853 LOT 15 |
| Legal Subdivision | 8853 |
| Legal Tract | 8853 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 512515 |
Source: Santa Clara County records · APN 783-58-015
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 333 CLARENDON RD, BURLINGAME, CA 94010-2863 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on Record |
| Deed Sale | Jul 31, 2015 · Amount on Record |
| Prior Sale | Jul 20, 2015 |
| Deed Document Number | 23040174 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1631 VALLEY OAKS DR, GILROY, CA 95020-7747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 333 CLARENDON RD, BURLINGAME, CA 94010-2863 |
| Document Number | 0024971730 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 24971730 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,927.00 (+2.18%) | $803,102 (+4.04%) Land $331,459 Building $471,643 |
| 2023 | $9,715.00 (+1.66%) | $771,919 Land $318,589 Building $453,330 |
| 2022 | $9,556.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, Verizon.
Based on FCC filings for 685 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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