Union County property record for 1631 Stack Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,331 sqft Living Area |
| Lot Size | 204,906 sqft (4.7 acres) |
| Garage | Detached, 384 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,076.00 (2025) |
| Primary APN | 04-090-003C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,331 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bungalow Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 204,906 sqft (4.7 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 384 sqft Garage |
| Shed | 1 Shed |
| Deck Area | Deck Area |
| Porch Area | 264 sqft Porch |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Well Water Source |
| Street Address | 1631 STACK RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9487 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4.704A OPCP730 |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 20901 |
Source: Union County records · APN 04-090-003C
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 STACK RD, MONROE, NC 28112-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC |
| Jul 16, 2021 | Warranty Deed, Transfer |
| Mar 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1631 STACK RD, MONROE, NC 28112-9487 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008506375 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 8506/375 |
| Instrument | 22200 |
| Name | WHITLEY MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Address | MONROE, NC 28110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 16, 2021 |
| Property Address | 1631 STACK RD, MONROE, NC 28112-9487 |
| Document Number | 8173868 |
| Book / Page | 8173 / 868 |
| Map Reference | CAB P FILE 730 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 33810 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1631 STACK RD, MONROE, NC 28112-9487 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1631 STACK RD, MONROE, NC 28112-9487 |
| Document Number | 6891821 |
| Book / Page | 006891 / 000821 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1631 STACK RD MONROE NC 281129487, MONROE, NC 28112-9487 |
| Document Number | 6891821 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 006891/000821 |
| Instrument | 6727 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 12, 2032 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,076.00 (+26.59%) | $225,200 (+64.98%) Land $82,800 Building $142,400 | $225,200 (+64.98%) Land $82,800 Building $142,400 |
| 2023 | $850.00 | $136,500 Land $34,300 Building $102,200 | $136,500 Land $34,300 Building $102,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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