1631 S Prospect St, Wheaton, IL 60189 Property Records

DuPage County property record for 1631 S Prospect St, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,867 sqft · built 1974
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$530,000 (Mar 2024)
Tax Bill	$11,784 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-313-010`

Property Details

APN / Parcel Number

Primary APN	`05-22-313-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,867 sqft Living Area
Gross Area	3,307 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	15.7 ft deep x 7.2 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1631 S PROSPECT ST
City	WHEATON
State	IL
Zip	60189-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BRIARCLIFFE UNIT #4
Legal Subdivision	BRIARCLIFFE
Legal Lot Number	705
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3010
Census Tract	842704

Owner

1631 S Prospect St is owned by a company that bought it in March 2024.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 97, HINSDALE, IL 60522-0097
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage A MORTGAGE
Jun 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 4, 2024	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Deed Document Number	202411213
Prior Transfer Date	Mar 26, 2013
Prior Transfer Doc	0000064923
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Jul 24, 2026
Property Address	1631 S PROSPECT ST, WHEATON, IL 60189-7718
Document Number	0000050942
Instrument Date	Jul 20, 2026
Instrument	202650942
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	15133 S MALLARD LN, HOMER GLEN, IL 60491-6702

Mortgage

Document Number	0000050942,
Date	Jul 24, 2026
Instrument	202650942

Lender

Name	A MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 26, 2026
Property Address	1631 S PROSPECT ST, WHEATON, IL 60189-7718
Document Number	0000043160
Instrument Date	Jun 10, 2026
Instrument	202643160
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 4, 2024
Property Address	1631 S PROSPECT ST, WHEATON, IL 60189-7718
Document Number	0000011213
Instrument Date	Feb 20, 2024
Instrument	R2024-011213
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1631 S PROSPECT ST, WHEATON, IL 60189-7718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 97, HINSDALE, IL 60522-0097

Mortgage

Document Number	0000011214
Date	Mar 4, 2024
Instrument	R2024-011214

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1631 S Prospect St was $11,784, down 1.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Secondary School District	Glenbard Township High School District 87 (09 - 12)
Elementary School District	Glen Ellyn Community Consolidated School District 89 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,784.00 (-1.13%)	$171,138 (+8.46%) Land $38,496 Building $132,642	$513,414 (+8.46%) Land $115,488 Building $397,926
2024	$11,919.00	$157,789 Land $35,493 Building $122,296	$473,367 Land $106,479 Building $366,888
2022	$9,943.00 Homeowner's exemption Senior Citizen's exemption	$137,260 Land $30,870 Building $106,390	$411,780 Land $92,610 Building $319,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1631 S Prospect St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1631 S Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, T-Mobile.

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