1631 S Mint St, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 1631 S Mint St, Charlotte, NC 28203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,159 sqft · built 1933
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Feb 2026)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-085-01`

Property Details

APN / Parcel Number

Primary APN	`119-085-01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,159 sqft Living Area
1st Floor Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Area	720 sqft
Porch	Finished/Open Porch
Porch Area	245 sqft
Deck Area	519 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1631 S MINT ST
City	CHARLOTTE
State	NC
Zip	28203-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5 (HD)
Legal Description	P19-21 B14 M332-96
Legal Subdivision	WWILMORE
Legal Block	14
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1010
Census Tract	3600

Owner

Source: Mecklenburg County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1631 S MINT ST, CHARLOTTE, NC 28203-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANSTEADY LLC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Document Number	202612374
Deed Book / Page	40186 / 34
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 9, 2026
Property Address	1631 S MINT ST, CHARLOTTE, NC 28203-4301
Document Number	0000012374
Book / Page	40186 / 34
Map Reference	MB 332 PG 96
Instrument Date	Feb 9, 2026
Instrument	2026012374
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5272 COURTYARD LN, BELMONT, NC 28012-0110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 S MINT ST, CHARLOTTE, NC 28203-4301

Mortgage

Document Number	0000012375
Date	Feb 9, 2026
Instrument	2026012375

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1631 S MINT ST, CHARLOTTE, NC 28203-4301
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015022
Date	Jan 26, 2021
Book Page	35592/640
Instrument	2021015022

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (+1.81%)	$452,900 Land $350,000 Building $102,900	$452,900 (-) Land $350,000 Building $102,900
2024	$3,582.00
2023			$452,900 Land $350,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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