Lancaster County property record for 1631 Ruth St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 968 sqft · built 1946 |
| Lot Size | 0.381 acres (16,606 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (May 2022) |
| Tax Bill | $885 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0082M-0L-008.00 |
| Primary APN | 0082M-0L-008.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,876 sqft |
| Flooring | Wood |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,606 sqft (0.381 acres) |
| Lot Width | 82 ft Width |
| Garage Type | Carport |
| Garage Area | 560 sqft |
| Carport | Carport |
| Carport Area | 560 sqft |
| Porch | Porch |
| Porch Area | 156 sqft |
| Deck Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 15331 |
|---|---|
| Street Address | 1631 RUTH ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 190X82 M |
| Legal Lot Number | 2 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 10500 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1631 RUTH ST, LANCASTER, SC 29720-2157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage USAA FSB |
| Mar 17, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on Record |
| Deed Sale | May 25, 2022 · Amount on Record |
| Prior Sale | Mar 17, 2022 · Amount on Record |
| Deed Document Number | 20228800 |
| Deed Book / Page | 1553 / 296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | May 25, 2022 |
| Property Address | 1631 RUTH ST, LANCASTER, SC 29720-2157 |
| Document Number | 0000008800 |
| Book / Page | 1553 / 296 |
| Map Reference | PL 786 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022008800 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1631 RUTH ST, LANCASTER, SC 29720-2157 |
| Document Number | 0000008801 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022008801 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Mar 17, 2022 |
| Property Address | 1631 RUTH ST, LANCASTER, SC 29720-2157 |
| Document Number | 0000004522 |
| Book / Page | 1529 / 325 |
| Map Reference | PL 786 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022004522 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $208.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6312 HASTINGS RD, WAXHAW, NC 28173-8240 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $885.00 (+9.39%) | $6,058 (+15%) Land $968 Building $5,090 | $156,400 (+18.75%) Land $25,000 Building $131,400 |
| 2024 | $809.00 (+0.5%) | ||
| 2023 | $805.00 | $5,268 Land $1,000 Building $4,268 | $131,700 Land $25,000 Building $106,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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