1631 Rigby Rdg, Union, MO 63084 Property Records

Franklin County property record for 1631 Rigby Rdg, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,489 sqft · built 1994
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$79,800 (Sep 2022)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-9-31.2-0-001-105.000`

Property Details

APN / Parcel Number

Primary APN	`18-9-31.2-0-001-105.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Shed	1 Shed

Location & Zoning

Street Address	1631 RIGBY RDG
City	UNION
State	MO
Zip	63084-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:94 STRAWBERRY FIELDS
Legal Range	1E
Legal Township	43N
Legal Section	31
Legal Subdivision	STRAWBERRY FIELDS
Legal Lot Number	94
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1058
Census Tract	800606

Owner

1631 Rigby Rdg is owned and occupied by two individuals who acquired it in April 2025.

Source: Franklin County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1631 RIGBY RDG, UNION, MO 63084-3368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
May 3, 2023	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Sep 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED BANK OF UNION
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202213951
Last Transfer Date	Apr 28, 2025
Transfer Doc	0002504770
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1631 RIGBY RDG, UNION, MO 63084-3368
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002512754
Date	Oct 7, 2025
Instrument	2512754

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1631 RIGBY RDG, UNION, MO 63084-3368
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002305068
Date	May 3, 2023
Instrument	2305068

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Sep 7, 2022
Property Address	1631 RIGBY RDG, UNION, MO 63084-3368
Document Number	0002213951
Map Reference	PB O PG 484
Instrument Date	Sep 1, 2022
Instrument	2213951
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1631 RIDGE RIDGE, UNION, MO 63084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 RIDGE RIDGE, UNION, MO 63084

Mortgage

Document Number	0002213952
Date	Sep 7, 2022
Instrument	2213952

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1631 RIGBY RDG, UNION, MO 63084-3368
Document Number	0000011996
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 RIGBY RDG UNION MO 630843368, UNION, MO 63084-3368

Mortgage

Document Number	0000011996
Date	Aug 8, 2017
Instrument	11996

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 7, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1631 Rigby Rdg was $2,050.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00	$34,395	$181,030 Land $25,460 Building $155,570
2023	$1,792.00 (-4.17%)	$29,811	$156,900 Land $25,460 Building $131,440
2022	$1,870.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1631 Rigby Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1631 Rigby Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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