San Diego County property record for 1631 Reflection St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,291 sqft · built 2004 |
| Lot Size | 0.173 acres (7,532 sqft) |
| Owner | Individual Name on File |
| Last Sale | $608,500 (Jul 2004) |
| Tax Bill | $16,697 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Aug 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-200-09-00 |
| Primary APN | 679-200-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,291 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 7,532 sqft (0.173 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1631 REFLECTION ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 9 TR 014653 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014653 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20043 |
Source: San Diego County records · APN 679-200-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Grant Deed, Transfer |
| Aug 01, 2019 | Deed of Trust, Mortgage · Line of Credit OPEN BANK |
| Aug 01, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OPEN BANK |
| Mar 19, 2021 | Intrafamily Transfer, Transfer |
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF HOPE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2004 · Amount on Record |
| Deed Sale | Jul 27, 2004 · Amount on Record |
| Deed Document Number | 2004699714 |
| Last Transfer Date | Mar 19, 2021 |
| Transfer Doc | 0000217724 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2023 |
| Property Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000105775 |
| Map Reference | MAP 14653 |
| Instrument Date | Mar 08, 2023 |
| Instrument | 2023-0105775 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000317283 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 2019-0317283 |
| Name | OPEN BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000317285 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 2019-0317285 |
| Name | OPEN BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90017 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 19, 2021 |
| Property Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000217724 |
| Map Reference | MAP 14653 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021-0217724 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1631 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000413428 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1631 REFLECTION ST SAN MARCOS CA 920781065, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000413428 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 413428 |
| Name | BANK OF HOPE |
|---|---|
| Address | LOS ANGELES, CA 90010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,273,449 (+2%) Land $864,884 Building $408,565 | |
| 2025 | $16,697.00 (+34.05%) | $1,248,480 (+39.53%) Land $847,926 Building $400,554 |
| 2023 | $12,456.00 (+1.67%) | $894,744 Land $572,220 Building $322,524 |
| 2022 | $12,251.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 715 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VALLECITOS WD serves 114,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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