1631 Red Tide Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1631 Red Tide Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,276 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$813,615 (Mar 2019)
Tax Bill	$3,131 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`561-01-00-717`

Property Details

APN / Parcel Number

Primary APN	`561-01-00-717`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,276 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	1631 RED TIDE RD
City	MOUNT PLEASANT
State	SC
Zip	29466-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L18 MAPPLATP 0232-0234 SUBDIVISIONNAME OYSTER POINT PHASE 3 BLOCK LOT 538 GOVLOT TRACT
Legal Subdivision	OYSTER POINT
Legal Phase	3
Legal Lot Number	538
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2005
Census Tract	4610

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1631 RED TIDE RD, MOUNT PLEASANT, SC 29466-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 26, 2019	Grant Deed, Subdivision Related Transfer ONEWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	0000785796
Deed Book / Page	0785 / 796
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1631 RED TIDE RD, MOUNT PLEASANT, SC 29466-9405
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 RED TIDE RD, MOUNT PLEASANT, SC 29466-9405
Investor	Possibly a Property Investor

Mortgage

Document Number	0010030215
Date	Jun 15, 2021
Book Page	1003/215

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 26, 2019
Property Address	1631 RED TIDE RD, MOUNT PLEASANT, SC 29466-9405
Document Number	0785/0796
Book / Page	000785 / 000796
Instrument Date	Mar 20, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1631 RED TIDE RD MOUNT PLEASANT SC 294669405, MOUNT PLEASANT, SC 29466-9405

Mortgage

Document Number	785/0797
Date	Mar 26, 2019
Book Page	000785/000797

Lender

Name	ONEWEST BK
Type	Bank
Address	PASADENA, CA 91103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.9%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,131.00 (+7.74%)	$32,530 (-)
2022	$2,906.00	$32,530	$813,000 (-) Land $267,875 Building $545,125
2020			$813,000 Land $267,875 Building $545,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 629 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	629 in force
Nearby Flood Claims	17 (1988–2025)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2025
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Gaston, Aug 2004 · 2 claims Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 97.7% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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