1631 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1631 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 3,746 sqft · built 1997
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$990,000 (Nov 2019)
Tax Bill	$6,952 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2019 Sale
Flood Zone	Zone VE (high risk)
APN	`235OF013`

Property Details

APN / Parcel Number

Primary APN	`235OF013`
Alternative APNs	`206617001468` `80089231`

Interior

Stories	2 Stories
Building Area	3,746 sqft Heated Area
Gross Area	4,878 sqft
1st Floor Area	64 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80089231
Street Address	1631 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-6355
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R7
Legal Description	L-16& P/O 15 B-44 S-3 LB PLAT 1/96-99
Legal Block	44
Legal Lot Number	16
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1034
Census Tract	20314

Owner

1631 E Beach Dr, a duplex, is owned by a company that bought it in November 2019.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	500 STEPHANIE CT, WESTMINSTER, MD 21157-7366
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit FORBRIGHT BANK
Nov 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Book / Page	4281 / 1019
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1631 E BEACH DR, OAK ISLAND, NC 28465-6355
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 STEPHANIE CT, WESTMINSTER, MD 21157-7366

Mortgage

Document Number	0048200678
Date	Mar 25, 2022
Book Page	4820/678

Lender

Name	FORBRIGHT BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 26, 2019
Property Address	1631 E BEACH DR, OAK ISLAND, NC 28465-6355
Document Number	0042811019
Book / Page	004281 / 001019
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 125 SYKESVILLE MD 217840125, SYKESVILLE, MD 21784-0125

Tax Assessment & Valuation

The 2025 property tax bill for 1631 E Beach Dr was $6,952.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,775,170 (-) Land $862,500 Building $912,670	$1,775,170 (-) Land $862,500 Building $912,670
2025	$6,952.00	$1,775,170 Land $862,500 Building $912,670	$1,775,170 Land $862,500 Building $912,670
2023		$1,775,170 Land $862,500 Building $912,670	$1,775,170 Land $862,500 Building $912,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1631 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1631 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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