1631 E Bay St, Winter Garden, FL 34787 Property Records

Orange County property record for 1631 E Bay St, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,228 sqft · built 2024
Lot Size0.155 acres (6,749 sqft)
OwnerIndividual Name on Record
Last Sale$187,000 (Aug 2024)
Tax Bill$3,219 (2025)
Deeds & MortgagesAug 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN24-22-27-5252-05-120

Property Details

APN / Parcel Number

Primary APN24-22-27-5252-05-120
Alternative APNs
  • 272224525205120
  • 120683
  • 121465
  • 122841

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,228 sqft Living Area
Gross Area1,400 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Lot Area6,749 sqft (0.155 acres)
Lot Width50 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1631 E BAY ST
CityWINTER GARDEN
StateFL
Zip34787-3701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionJOE LOUIS PARK FIRST ADDITION R/51 LOT 12 BLK E
Legal SubdivisionJOE LOUIS PARK 1ST ADD
Legal Tract5252
Legal BlockE
Legal Lot Number12
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group2
Census Block2009
Census Tract17402

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1631 E BAY ST, WINTER GARDEN, FL 34787-3701
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2024 · Amount on Record
Deed SaleAug 1, 2024 · Amount on Record
Deed Document Number2024446096
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 1, 2024
Property Address1631 E BAY ST, WINTER GARDEN, FL 34787-3701
Document Number0000446096
Map ReferenceMB R PG 51
Instrument DateJul 24, 2024
Instrument20240446096
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyTHE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,309.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13369 W COLONIAL DR, WINTER GARDEN, FL 34787-3970

Transferred To (Grantee/Buyer)

NameVerified Name
Address1631 E BAY ST, WINTER GARDEN, FL 34787-3701

Mortgage

Document Number0000446097
DateAug 1, 2024
Instrument20240446097
Lender
NameWEST ORANGE HABITAT FOR HUMANITY
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,000 (-0.05%) Land $25,000 Building $213,000$238,000 (-0.05%) Land $25,000 Building $213,000
2025$3,219.00 (+756.12%)$238,122 (+1,076.03%) Land $23,622 Building $214,500$238,122 (+1,076.03%) Land $23,622 Building $214,500
2024$376.00 (+45.17%)
2023$259.00 (+4.44%)$20,248 (-) Land $20,248$20,248 (-) Land $20,248
2022$248.00$20,248 Land $20,248$20,248 Land $20,248

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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