1631 Central Ave, Whiting, IN 46394 Property Records

Lake County property record for 1631 Central Ave, Whiting, IN 46394

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,434 sqft · built 1926
Lot Size0.112 acres (4,880 sqft)
Owner2 Individual Names on Record
Tax Bill$2,011 (2024)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-28-29-0055-0013

Property Details

APN / Parcel Number

Primary APN007-28-29-0055-0013
Alternative APNs
  • 45-03-06-456-012.000-025
  • 282900550013

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,434 sqft Living Area
AtticAttic
Attic Area660 sqft
Basement Area801 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialAsphalt
Lot Area4,880 sqft (0.112 acres)
Lot Dimensions122 ft deep x 40 ft wide
Garage TypeDetached
Garage Area374 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
Pool Area254 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-28-29-0055-0013
Old Parcel Number282900550013
Street Address1631 CENTRAL AVE
CityWHITING
StateIN
Zip46394-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDAVIDSON'S 10TH ADD. S. 15FT. OF LOT 16 ALL LOT 17
Legal SubdivisionDAVIDSONS 10 ADD/WHITING
Legal Lot Number17
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1003
Census Tract40200

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1631 CENTRAL AVE, WHITING, IN 46394-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2008
Deed SaleMay 15, 2008
Prior SaleFeb 22, 2008 · Amount on Record
Deed Document Number2008 035885
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1631 CENTRAL AVE, WHITING, IN 46394-1302
Document Number0000017991
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1631 CENTRAL AVE WHITING IN 463941302, WHITING, IN 46394-1302

Mortgage

Document Number0000017991
DateMar 17, 2020
Instrument17991
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term180 Months
DueMar 16, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityWhiting City
Unified School DistrictWhiting School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$230,100 (+18.55%) Land $48,500 Building $181,600$230,100 (+18.55%) Land $48,500 Building $181,600
2024$2,011.00 (+29.83%)
2023$194,100 (+24.9%) Land $48,500 Building $145,600$194,100 (+24.9%) Land $48,500 Building $145,600
2022$1,549.00 Homeowner's exemption$155,400 Land $48,500 Building $106,900$155,400 Land $48,500 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITING WATER DEPARTMENT
serves 4,900 people · EPA ID IN5245048
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionNov 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on Central Ave

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