1631 Cambria Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1631 Cambria Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,130 sqft · built 1998
Lot Size	0.237 acres (10,340 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2024)
Tax Bill	$12,249 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-08-227-004`

Property Details

APN / Parcel Number

Primary APN	`03-08-227-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,130 sqft Living Area
Gross Area	5,377 sqft
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Lot Area	10,340 sqft (0.237 acres)
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1631 CAMBRIA LN
City	ALGONQUIN
State	IL
Zip	60102-6081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRITTANY HILLS ; LOT 131 UNIT 1 SUBDIVISION: BRITTANY HILLS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	BRITTANY HILLS
Legal Block	5
Legal Lot Number	131
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	5
Census Block	5017
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4821 N SPRINGFIELD AVE, CHICAGO, IL 60625-3265
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Apr 11, 2005 · Amount on Record
Deed Document Number	202436935
Prior Transfer Date	Dec 11, 2001
Prior Transfer Doc	0000010758
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 21, 2026
Property Address	1631 CAMBRIA LN, ALGONQUIN, IL 60102-6081
Document Number	0000016036
Instrument Date	Apr 7, 2026
Instrument	202616036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 CAMBRIA LN, ALGONQUIN, IL 60102-6081

Mortgage

Document Number	0000016036,
Date	Apr 21, 2026
Instrument	202616036

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1631 CAMBRIA LN, ALGONQUIN, IL 60102-6081
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015837
Date	Mar 22, 2022
Instrument	2022K015837

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1631 CAMBRIA LN, ALGONQUIN, IL 60102-6081
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027553
Date	Apr 8, 2021
Instrument	2021K027553

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1631 CAMBRIA LN, ALGONQUIN, IL 60102-6081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011647
Date	Mar 26, 2019
Instrument	2019K011647

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,249.00 (+5.07%)	$177,193 (+9.42%) Land $28,154 Building $149,039	$531,792 (+9.42%) Land $84,496 Building $447,296
2024	$11,658.00 (+16.79%)	$161,938 (+27.34%) Land $25,730 Building $136,208	$486,008 (+27.39%) Land $77,221 Building $408,788
2022	$9,982.00 (+3.11%) Homeowner's exemption	$127,174 (+5.91%) Land $23,151 Building $104,023	$381,522 (+5.91%) Land $69,453 Building $312,069
2021	$9,681.00 Homeowner's exemption	$120,077 Land $21,859 Building $98,218	$360,231 Land $65,577 Building $294,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Cambria Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures