1631 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1631 Ann Harbor St, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,511 sqft · built 2017
Lot Size0.114 acres (4,950 sqft)
OwnerIndividual Name on Record
Last Sale$223,133 (Aug 2026)
Tax Bill$995 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN994-03001-170

Property Details

APN / Parcel Number

Primary APN994-03001-170
Alternative APN
  • 560626

Interior

Stories1 Story
Building Area1,511 sqft Living Area
Gross Area1,911 sqft
1st Floor Area1,511 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,950 sqft (0.114 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area30 sqft

Location & Zoning

Street Address1631 ANN HARBOR ST
CityLAREDO
StateTX
Zip78045-9039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN-ESCONDIDO, BLOCK 1, LOT 17, PHASE 7
Legal SubdivisionGREEN-ESCONDIDO
Legal Phase7
Legal Block1
Legal Lot Number17
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1003
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Aug 19, 2026Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jan 18, 2022Vendor's Lien, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Dec 21, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Dec 21, 2017Vendor's Lien, Transfer · FHA Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2026 · Amount on Record
Deed SaleAug 19, 2026 · Amount on Record
Prior SaleAug 7, 2026 · Amount on Record
Deed Document Number20261595907
Deed Book / Page6094 / 208
Prior Transfer DateJan 14, 2022
Prior Transfer Doc005194/190
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateAug 7, 2026
Property Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number0001595125
Book / Page6089 / 231
Instrument DateAug 6, 2026
Instrument20261595125
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number0001595126,
DateAug 7, 2026
Instrument20261595126
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.49%
Max Rate-1%

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateAug 19, 2026
Property Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number0001595907
Book / Page6094 / 208
Instrument DateAug 6, 2026
Instrument20261595907
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number0001595908,
DateAug 19, 2026
Instrument20261595908
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 18, 2022
Property Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number005194/190
Book / Page5194 / 190
Map ReferenceVOL 33 PG 85&86
Instrument DateJan 14, 2022
Instrument1455148
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number0001455149
DateJan 18, 2022
Instrument1455149
Lender
NameFLAGSTAR BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4345/391
DateDec 21, 2017
Book Page4345/391
Instrument1316317
Lender
NameTEXAS DEPARTMENT OF HOUSING AND COMMUNIT
TypeGovernment Agency
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

December 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 21, 2017
Property Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number004345/371
Book / Page4345 / 371
Map ReferenceVOL 33 PG 85-86
Instrument DateDec 18, 2017
Instrument1316315
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1631 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number0001316316
DateDec 21, 2017
Instrument1316316
Lender
NameINDEPENDENT BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,608 (+10.61%) Land $47,669 Building $169,939$217,608 (+10.61%) Land $47,669 Building $169,939
2025$995.00 (-19.63%) Homeowner's exemption$196,728 (+6.13%) Land $47,669 Building $149,059$196,728 (+6.13%) Land $47,669 Building $149,059
2024$1,238.00 (+9.46%)
2023$185,363 Land $31,482 Building $153,881$185,363 Land $31,482 Building $153,881
2022$1,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Pathway Com-Tel
Fixed Wireless
100 / 50

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