16309 E 115th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16309 E 115th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,920 sqft · built 2021
Lot Size	0.587 acres (25,570 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21N14E-11-2-00638-001-0011`

Property Details

APN / Parcel Number

Primary APN	`21N14E-11-2-00638-001-0011`
Alternative APNs	`0098369` `98369`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,920 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	25,570 sqft (0.587 acres)
Garage Area	776 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98369
Street Address	16309 E 115TH ST N
City	OWASSO
State	OK
Zip	74055-5762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 1 QUAILBROOK EST PHASE I
Legal Range	14E
Legal Township	21N
Legal Section	11
Legal Subdivision	QUAILBROOK EST
Legal Phase	I
Legal Block	1
Legal Lot Number	11
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2001
Census Tract	50404

Owner

16309 E 115th St N is owned and occupied by two individuals who acquired it in December 2021.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16309 E 115TH ST N, OWASSO, OK 74055-5762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021
Deed Sale	Dec 23, 2021
Deed Document Number	202124471
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Dec 23, 2021
Property Address	16309 E 115TH ST N, OWASSO, OK 74055-5762
Document Number	0000024471
Instrument Date	Dec 15, 2021
Instrument	2021-024471
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16309 E 115TH ST N, OWASSO, OK 74055-5762

Mortgage

Document Number	0000024472
Date	Dec 23, 2021
Instrument	2021-024472

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16309 E 115th St N was $4,045 with a homeowner's exemption, up 2.5% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,561 (+3%) Land $6,531 Building $37,030	$396,007 (-12.71%) Land $59,370 Building $336,637
2025	$4,045.00 (+2.53%) Homeowner's exemption	$42,293 (+3%) Land $6,341 Building $35,952	$453,653 (+6.84%) Land $107,657 Building $345,996
2024	$3,945.00 (+7.64%)	$41,060 (+5%) Land $6,156 Building $34,904	$424,607 (+19.44%) Land $55,962 Building $368,645
2023	$3,665.00	$39,105 Land $39,105	$355,500 Land $355,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16309 E 115th St N in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1984–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16309 E 115th St N is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: The Junction Internet.

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