16308 31st Ave, Clearlake, CA 95422 Property Records

Lake County property record for 16308 31st Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,172 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Nov 2018)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-251-300-000`

Property Details

APN / Parcel Number

Primary APN	`042-251-300-000`
Alternative APN	`042-251-30`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,172 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Concrete
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	HVAC

Location & Zoning

Old Parcel Number	042-251-30
Street Address	16308 31ST AVE
City	CLEARLAKE
State	CA
Zip	95422-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEARLAKE HLNDS 02
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2001
Census Tract	702

Owner

Source: Lake County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3533, CLEARLAKE, CA 95422-3521
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 8, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Apr 11, 2008 · Amount on Record
Deed Document Number	201814296
Prior Transfer Date	May 13, 2009
Prior Transfer Doc	0000007866
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16308 31ST AVE, CLEARLAKE, CA 95422
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16308 31ST AVE, CLEARLAKE, CA 95422

Mortgage

Document Number	0000008046
Date	May 7, 2021
Instrument	2021008046

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16308 31ST AVE, CLEARLAKE, CA 95422
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3533, CLEARLAKE, CA 95422-3533

Mortgage

Document Number	0000009964
Date	Aug 17, 2020
Instrument	2020009964

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Nov 8, 2018
Property Address	16308 31ST AVE, CLEARLAKE, CA 95422
Document Number	0000014296
Map Reference	MB3 PG43-49
Instrument Date	Nov 2, 2018
Instrument	2018014296
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16308 31ST AVE, CLEARLAKE, CA 95422

Mortgage

Document Number	0000014297
Date	Nov 8, 2018
Instrument	2018014297

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,297.00 (+2.36%)	$184,057 (+4.04%) Land $55,774 Building $128,283
2023	$2,244.00 (+5.15%)	$176,911 Land $53,609 Building $123,302
2022	$2,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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