16306 Ravenna Ct, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 16306 Ravenna Ct, Bella Collina, FL 34756

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 2,383 sqft · built 2024
Lot Size	0.198 acres (8,664 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Jul 2022)
Tax Bill	$3,965 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-26-0502-000-01500`

Property Details

APN / Parcel Number

Primary APN	`12-22-26-0502-000-01500`
Alternative APN	`3836417`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,383 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	8,664 sqft (0.198 acres)
Garage Type	Finished
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3836417
Street Address	16306 RAVENNA CT
City	BELLA COLLINA
State	FL
Zip	34756-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA COLLINA WEST PB 54 PG 1-19 LOT 15 ORB 5991 PG 120
Legal Range	26E
Legal Township	22S
Legal Section	12
Legal Subdivision	BELLA COLLINA
Legal Tract	A-H,J
Legal Lot Number	15
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1027
Census Tract	31301

Owner

16306 Ravenna Ct is owned by an individual who bought it in July 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	233 SOUTH ST # 1, 1, MARLBOROUGH, MA 01752-3180
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 14, 2024	Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA
Aug 21, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 13, 2022	Warranty Deed, Transfer LIGHTHOUSE TITLE INSURANCE AGENCY INC, BRIGHTHOUSE TTL INS AGCY LLC
Jan 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	2022095677
Deed Book / Page	5991 / 120
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16306 RAVENNA CT, BELLA COLLINA, FL 34756-3352
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 ARISHA DR, KISSIMMEE, FL 34746-6095

Mortgage

Document Number	0060551369
Date	Nov 22, 2022
Book Page	6055/1369
Instrument	2022151163

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	9.87%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16306 RAVENNA CT, BELLA COLLINA, FL 34756-3352
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16306 RAVENNA CT, BELLA COLLINA, FL 34756-3352

Mortgage

Document Number	0064121739
Date	Oct 14, 2024
Book Page	6412/1739
Instrument	2024119055

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Unknown
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2054

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16306 RAVENNA CT, BELLA COLLINA, FL 34756-3352
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16306 RAVENNA CT, BELLA COLLINA, FL 34756-3352

Mortgage

Document Number	0063851326
Date	Aug 21, 2024
Book Page	6385/1326
Instrument	2024098209

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 13, 2022
Property Address	16306 RAVENNA CT, BELLA COLLINA, FL 34756-3352
Document Number	0059910120
Book / Page	5991 / 120
Map Reference	MB 54 PG 1-9
Instrument Date	Jun 30, 2022
Instrument	2022095677
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	LIGHTHOUSE TITLE INSURANCE AGENCY INC, BRIGHTHOUSE TTL INS AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4155 SAINT JOHNS PKWY STE 2000, 2000, SANFORD, FL 32771-6399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FALCON RIDGE DR, HOPKINTON, MA 01748-1587

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 13, 2017
Property Address	16306 RAVENNA CT, BELLA COLLINA, FL 34756-3352
Document Number	0048882149
Book / Page	004888 / 002149
Instrument Date	Jan 6, 2017
Instrument	4191
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4155 SAINT JOHNS PKWY #2000 SANFORD FL 327716399, 2000, SANFORD, FL 32771-6399

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$937,878 Land $250,000 Building $687,878	$937,878 Land $250,000 Building $687,878
2024	$3,965.00 (+17.41%)
2023	$3,377.00 (-7.25%)	$106,250 (-)	$106,250 (-) Land $106,250
2022	$3,641.00	$106,250	$106,250 Land $106,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16306 Ravenna Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16306 Ravenna Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST private · serves 50 people · EPA ID FL3354962
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	YOUTH WITH A MISSION (2WPS)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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