Montgomery County property record for 16305 Whitehaven Rd, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,532 sqft · built 1989 |
| Lot Size | 2.61 acres (114,127 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $709,900 (Dec 2018) |
| Tax Bill | $11,663 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02102691 |
| Primary APN | 08-02102691 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,532 sqft Living Area |
| Gross Area | 5,176 sqft |
| 1st Floor Area | 2,100 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 114,127 sqft |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 02102691 |
|---|---|
| Street Address | 16305 WHITEHAVEN RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | NORBECK KNOLLS |
| Legal Subdivision | NORBECK KNOLLS |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 701308 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16305 WHITEHAVEN RD, SILVER SPRING, MD 20906-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Dec 31, 2018 | Deed, Transfer · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on Record |
| Deed Sale | Dec 31, 2018 · Amount on Record |
| Deed Book / Page | 57043 / 456 |
| Prior Transfer Date | May 25, 2013 |
| Prior Transfer Doc | 0470500490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16305 WHITEHAVEN RD, SILVER SPRING, MD 20906-1131 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 16305 WHITEHAVEN RD, SILVER SPRING, MD 20906-1131 |
| Document Number | 0601780076 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 60178/76 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16305 WHITEHAVEN RD, SILVER SPRING, MD 20906-1131 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0583010388 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 58301/388 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 31, 2018 |
| Property Address | 16305 WHITEHAVEN RD, SILVER SPRING, MD 20906-1131 |
| Document Number | 0570430456 |
| Book / Page | 57043 / 456 |
| Map Reference | MB 114 PL 13501 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | REALTY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,873.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16305 WHITEHAVEN RD, SILVER SPRING, MD 20906-1131 |
| Document Number | 0057043464 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 57043/464 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $997,100 (+5.22%) Land $288,200 Building $708,900 | $997,100 (-) Land $288,200 Building $708,900 | |
| 2025 | $11,663.00 (+6.11%) | $947,600 (+11.67%) | $997,100 (+17.5%) Land $288,200 Building $708,900 |
| 2024 | $10,991.00 (+27.94%) | ||
| 2023 | $848,600 Land $288,200 Building $560,400 | $848,600 Land $288,200 Building $560,400 | |
| 2022 | $8,591.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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