16305 Sanctuary Reserve Loop, Clermont, FL 34714 Property Records

Lake County property record for 16305 Sanctuary Reserve Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 2023
Owner	Individual Name on File
Last Sale	$466,613 (Mar 2026)
Tax Bill	$7,097 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-24-26-0230-000-04700`

Property Details

APN / Parcel Number

Primary APN	`23-24-26-0230-000-04700`
Alternative APN	`3938073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3938073
Street Address	16305 SANCTUARY RESERVE LOOP
City	CLERMONT
State	FL
Zip	34714-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY PHASE 2 PB 79 PG 37-41 LOT 47 ORB 6163 PG 398
Legal Subdivision	SANCTUARY
Legal Phase	2
Legal Lot Number	47
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

16305 Sanctuary Reserve Loop is owned and occupied by an individual who bought it in March 2026.

Source: Lake County records, as of March 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4809 ABBEYWOOD ALY, WINTER GARDEN, FL 34787-8533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Jun 21, 2023	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Jun 21, 2023 · Amount on File
Deed Document Number	2026024804
Deed Book / Page	6691 / 364
Record Updated	Jun 8, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 2, 2026
Property Address	16305 SANCTUARY RESERVE LOOP, CLERMONT, FL 34714-4751
Document Number	0066910364
Book / Page	6691 / 364
Map Reference	MB 86 PG 78
Instrument Date	Feb 26, 2026
Instrument	2026024804
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,266.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 ABBEYWOOD ALY, WINTER GARDEN, FL 34787-8533

Mortgage

Document Number	0006691366
Date	Mar 2, 2026
Instrument	6691/366

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 21, 2023
Property Address	16305 SANCTUARY RESERVE LOOP, CLERMONT, FL 34714-4751
Document Number	0061630398
Book / Page	6163 / 398
Map Reference	MB 79 PG 37-41
Instrument Date	Jun 13, 2023
Instrument	2023074089
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,788.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16305 SANCTUARY RESERVE LOOP, CLERMONT, FL 34714-4751
Investor	Possibly a Property Investor

Mortgage

Document Number	0006163400
Date	Jun 21, 2023
Instrument	6163/400

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,069 Land $125,000 Building $221,069	$346,069 Land $125,000 Building $221,069
2024	$7,097.00 (+134.15%)
2023	$3,031.00	$70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16305 Sanctuary Reserve Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16305 Sanctuary Reserve Loop is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: CenturyLink, Verizon.

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