Orange County property record for 16301 Pebble Bluff Loop, #LO, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,918 sqft · built 2018 |
| Lot Size | 0.12 acres (5,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Jul 2024) |
| Tax Bill | $7,687 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-27-7501-01-760 |
| Primary APN | 07-24-27-7501-01-760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,814 sqft |
| 1st Floor Area | 1,376 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,240 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16301 PEBBLE BLUFF LOOP, LO |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-4971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERLEIGH PHASE 2A 92/6 LOT 176 |
| Legal Range | 27E |
| Legal Township | 24S |
| Legal Section | 07 |
| Legal Subdivision | WATERLEIGH PH 2A |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 176 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 17111 |
16301 Pebble Bluff Loop, #LO is owned by an individual who bought it in July 2024.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16301 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4971 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jun 26, 2020 | Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC |
| Jun 28, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on File |
| Deed Sale | Jul 17, 2024 · Amount on File |
| Prior Sale | Jun 28, 2018 · Amount on File |
| Deed Document Number | 2024413033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 16301 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4971 |
| Document Number | 0000640187 |
| Instrument Date | Nov 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16301 PEBBLE BLUFF LOOP WINTER GARDEN FL 347874971, WINTER GARDEN, FL 34787-4971 |
| Document Number | 0000640187 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 640187 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 26, 2020 |
| Property Address | 16301 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4971 |
| Document Number | 0000352188 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 352188 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,093.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9489 JAYWOOD RD WINTER GARDEN FL 347878421, WINTER GARDEN, FL 34787-8421 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 16301 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4971 |
| Document Number | 0000384906 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 384906 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,157.08 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16301 PEBBLE BLUFF LOOP WINTER GARDEN FL 34787, WINTER GARDEN, FL 34787 |
| Document Number | 384907 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 384907 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2048 |
The 2025 property tax bill for 16301 Pebble Bluff Loop, #LO was $7,687, up 68.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,240 (-8.27%) Land $110,000 Building $329,240 | $439,240 (-8.27%) Land $110,000 Building $329,240 | |
| 2025 | $7,687.00 (+68.06%) Homeowner's exemption | $478,820 Land $110,000 Building $368,820 | $478,820 Land $110,000 Building $368,820 |
| 2024 | $4,574.00 (+6.67%) | ||
| 2023 | $4,288.00 (+4.13%) Homeowner's exemption | $283,934 (+3%) | $434,529 (+16.69%) Land $110,000 Building $324,529 |
| 2022 | $4,118.00 Homeowner's exemption | $275,664 | $372,385 Land $100,000 Building $272,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16301 Pebble Bluff Loop, #LO in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16301 Pebble Bluff Loop, #LO is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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