1630 Teri Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1630 Teri Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,694 sqft · built 1984
Lot Size	0.212 acres (9,213 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Jun 2019)
Tax Bill	$7,664 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-234-018`

Property Details

APN / Parcel Number

Primary APN	`03-03-234-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	2,814 sqft
1st Floor Area	994 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Lot Area	9,213 sqft (0.212 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1630 TERI LN
City	ALGONQUIN
State	IL
Zip	60102-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 186 RIVERWOOD ESTATES UNIT 4
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	186
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1019
Census Tract	850106

Owner

1630 Teri Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1630 TERI LN, ALGONQUIN, IL 60102-3796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 19, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Deed Document Number	201925489
Prior Transfer Date	Jan 5, 2010
Prior Transfer Doc	0000005965
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1630 TERI LN, ALGONQUIN, IL 60102-3796
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	BT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089206
Date	Nov 30, 2021
Instrument	2021K089206

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 19, 2019
Property Address	1630 TERI LN, ALGONQUIN, IL 60102-3796
Document Number	0000025489
Instrument Date	Jun 3, 2019
Instrument	2019K025489
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1630 TERI LN, ALGONQUIN, IL 60102-3796

Mortgage

Document Number	0000025490
Date	Jun 19, 2019
Instrument	2019K025490

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1630 Teri Ln was $7,664 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,664.00 Homeowner's exemption	$110,446 (+9.42%) Land $27,320 Building $83,126	$331,471 (+9.42%) Land $81,993 Building $249,478
2024		$100,938 Land $24,968 Building $75,970	$302,935 Land $74,934 Building $228,001
2022	$6,881.00 (+3.16%) Homeowner's exemption	$85,646 (+5.91%) Land $22,465 Building $63,181	$256,938 (+5.91%) Land $67,395 Building $189,543
2021	$6,670.00 Homeowner's exemption	$80,866 Land $21,211 Building $59,655	$242,598 Land $63,633 Building $178,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1630 Teri Ln in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 Teri Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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