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1630 SW 28th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1630 SW 28th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,738 sqft · built 1998
Lot Size1.03 acres (45,259 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jun 2018)
Tax Bill$5,081 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-29-37-35-0070-00000-001A

Property Details

APN / Parcel Number

Primary APN1-29-37-35-0070-00000-001A
Alternative APN
  • R1293735007000000001A

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,738 sqft Living Area
Gross Area4,580 sqft
1st Floor Area2,738 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area45,259 sqft (1.03 acres)
Garage TypeAttached
Garage Area1,295 sqft
Pool Area250 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1630 SW 28TH AVE
CityOKEECHOBEE
StateFL
Zip34974-5528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLORIAS DELL (PLAT BOOK 6 PAGE 66) LOT 1
Legal Range35E
Legal Township37S
Legal Section29
Legal SubdivisionGLORIAS DELL
Legal Lot Number1
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2010
Census Tract910601

Owner

1630 SW 28th Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Okeechobee County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1630 SW 28TH AVE, OKEECHOBEE, FL 34974-5528
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Dec 26, 2019Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 28, 2018Warranty Deed, Transfer · VA Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2018 · Amount on File
Deed SaleJun 28, 2018 · Amount on File
Prior SaleSep 30, 2016 · Amount on File
Deed Document Number20188429
Deed Book / Page809 / 1436
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateJun 17, 2026
Property Address1630 SW 28TH AVE, OKEECHOBEE, FL 34974-5528
Document Number0000006700
Instrument DateJun 9, 2026
Instrument20266700
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1630 SW 28TH AVE, OKEECHOBEE, FL 34974-5528

Mortgage

Document Number0000006700,
DateJun 17, 2026
Instrument20266700
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1630 SW 28TH AVE, OKEECHOBEE, FL 34974-5528
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012972
DateDec 26, 2019
Instrument2019012972
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 28, 2018
Property Address1630 SW 28TH AVE, OKEECHOBEE, FL 34974-5528
Document Number0008091436
Book / Page000809 / 001436
Instrument DateJun 22, 2018
Instrument8429
Transaction TypeTransfer
Record UpdatedAug 2, 2018
Title CompanyCLEAR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1630 SW 28TH AVE OKEECHOBEE FL 349745528, OKEECHOBEE, FL 34974-5528

Mortgage

Document Number8091440
DateJun 28, 2018
Book Page000809/001440
Instrument8432
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1630 SW 28th Ave was $5,081 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,081.00 Homeowner's exemption$359,039$492,576 Land $81,560 Building $411,016
2023$4,796.00 (+4.83%) Homeowner's exemption$338,757 (+3%)$475,976 (+21.36%) Land $56,956 Building $419,020
2022$4,575.00 Homeowner's exemption$328,890$392,186 Land $50,858 Building $341,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1630 SW 28th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 SW 28th Ave is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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