1630 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1630 S Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1995
Lot Size	0.153 acres (6,682 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jul 2022)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Oct 2025 Sale Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-83-158`

Property Details

APN / Parcel Number

Primary APN	`302-83-158`
Alternative APN	`302831587`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	1,677 sqft
1st Floor Area	1,537 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,682 sqft (0.153 acres)
Parking Spaces	2 Parking Spaces
Pool Area	602 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1630 S OAK ST
City	GILBERT
State	AZ
Zip	85233-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO DEL VERDE UNIT 1 MCR 377-24
Legal Range	5E
Legal Township	1S
Legal Section	25
Legal Subdivision	RANCHO DEL VERDE UNIT 1
Legal Lot Number	5
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	814900

Owner

1630 S Oak St is owned and occupied by an individual who bought it in July 2022.

Source: Maricopa County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1630 S OAK ST, GILBERT, AZ 85233-8722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Beneficiary Deed, Transfer
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Aug 30, 2016 · Amount on File
Deed Document Number	2022555675
Prior Transfer Date	Sep 2, 2005
Prior Transfer Doc	0000624026
Record Updated	Oct 29, 2026

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 15, 2025
Property Address	1630 S OAK ST, GILBERT, AZ 85233-8722
Document Number	0000597107
Map Reference	MB 377 PG 24
Instrument Date	Oct 15, 2025
Instrument	20250597107
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1630 S OAK ST, GILBERT, AZ 85233-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 7, 2022
Property Address	1630 S OAK ST, GILBERT, AZ 85233-8722
Document Number	0000555675
Map Reference	MB 377 PG 24
Instrument Date	Jun 30, 2022
Instrument	20220555675
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1630 S OAK ST, 1630, GILBERT, AZ 85233-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 S OAK ST, GILBERT, AZ 85233-8722

Mortgage

Document Number	0000555676
Date	Jul 7, 2022
Instrument	20220555676

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1630 S OAK ST, GILBERT, AZ 85233-8722
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 S OAK ST, GILBERT, AZ 85233-8722

Mortgage

Document Number	0000485069
Date	Apr 30, 2021
Instrument	20210485069

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1630 S OAK ST, GILBERT, AZ 85233-8722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 S OAK ST, GILBERT, AZ 85233-8722

Mortgage

Document Number	0000873113
Date	Sep 17, 2020
Instrument	20200873113

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1630 S Oak St was $1,661.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,900 (+108.16%)	$439,000 (+7.33%) Land $87,800 Building $351,200
2025	$1,661.00	$21,090 (-52.4%)	$409,000 (-7.7%) Land $81,800 Building $327,200
2024		$44,310	$443,100 Land $88,600 Building $354,500
2023	$1,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1630 S Oak St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1630 S Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: WeLink Communications.

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