1630 Ray Ln, Covington, TN 38019 Property Records

Tipton County property record for 1630 Ray Ln, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1956
Lot Size	3.37 acres (146,797 sqft)
Owner	Individual Name on File
Last Sale	$2,000 (Jul 2010)
Tax Bill	$377 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084024 03400`

Property Details

APN / Parcel Number

Primary APN	`084024 03400`
Alternative APN	`024 03400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	146,797 sqft (3.37 acres)
Garage Type	Finished
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	73 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1630 RAY LN
City	COVINGTON
State	TN
Zip	38019-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: A65
Legal Subdivision	JAMES LEE TAYLOR
Legal Lot Number	3
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1028
Census Tract	40602

Owner

Source: Tipton County records · APN 084024 03400

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1630 RAY LN, COVINGTON, TN 38019-4746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2010 · Amount on Record
Deed Sale	Jul 31, 2010 · Amount on Record
Prior Sale	Jul 16, 2006 · Amount on Record
Deed Book / Page	1500 / 559
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1630 RAY LN, COVINGTON, TN 38019-4746
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1725560
Date	Jun 19, 2017
Book Page	1725/560
Instrument	205113

Lender

Name	INSOUTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2027

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00 (+5.31%)	$24,750 (-) Land $8,325 Building $16,425
2023		$24,750 Land $8,325 Building $16,425
2022	$358.00
2020			$99,000 Land $33,300 Building $65,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 1 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COVINGTON WATER DEPT serves 14,334 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.