1630 Pinnacle Point Dr, Alcoa, TN 37701 Property Records

Blount County property record for 1630 Pinnacle Point Dr, Alcoa, TN 37701

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,607 sqft · built 2001
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Apr 2023)
Tax Bill	$1,985 (2022)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`005036P A 01132`

Property Details

APN / Parcel Number

Primary APN	`005036P A 01132`
Alternative APN	`036P A 01132`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,607 sqft Living Area
1st Floor Area	1,572 sqft
Upper Floors Area	1,053 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,350 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Slab
Porch Area	40 sqft
Patio Area	528 sqft
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1630 PINNACLE POINT DR
City	ALCOA
State	TN
Zip	37701-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CROSSWINDS 33 1560A
Legal Subdivision	CROSSWINDS
Legal Lot Number	33
Jurisdiction	BLOUNT TN
Township / Civil Division	2
Census Block Group	4
Census Block	4012
Census Tract	10200

Owner

1630 Pinnacle Point Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Blount County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOA TENNESSEE FEDERAL CREDIT UNION
Sep 23, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 21, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 25, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 5, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Sep 29, 2003 · Amount on File
Deed Document Number	2023962066
Deed Book / Page	2737 / 2032
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0024712344
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Apr 18, 2023
Property Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Document Number	0027372032
Book / Page	2737 / 2032
Instrument Date	Apr 10, 2023
Instrument	962066
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557

Mortgage

Document Number	0000962067
Date	Apr 18, 2023
Instrument	962067

Lender

Name	HOME FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2053

Interest

Rate	5.25%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Mar 28, 2022
Property Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Document Number	0026972545
Book / Page	2697 / 2545
Instrument Date	Mar 28, 2022
Instrument	935811
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Investor	Possibly a Property Investor

Mortgage

Document Number	0026970000002548
Date	Mar 28, 2022
Book Page	0000002697/0000002548
Instrument	935812

Lender

Name	ALCOA TENNESSEE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Apr 1, 2020

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Document Number	0000891783
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 PINNACLE POINT DR ALCOA TN 377011557, ALCOA, TN 37701-1557

Mortgage

Document Number	0000891783
Date	Dec 8, 2020
Book Page	002622/002143
Instrument	891783

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 7, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Document Number	0025552185
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 PINNACLE POINT DR ALCOA TN 377011557, ALCOA, TN 37701-1557

Mortgage

Document Number	0025552185
Date	Jul 5, 2019
Book Page	002555/002185

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 4, 2039

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Document Number	0025192625
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 PINNACLE POINT DR ALCOA TN 377011557, ALCOA, TN 37701-1557

Mortgage

Document Number	0025192625
Date	Jun 7, 2018
Book Page	002519/002625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2038

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLOUNT TN
Recording Date	Jan 5, 2017
Property Address	1630 PINNACLE POINT DR, ALCOA, TN 37701-1557
Document Number	0024712344
Book / Page	002471 / 002344
Instrument Date	Sep 22, 2016
Transaction Type	Transfer
Record Updated	Feb 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 PINNACLE POINT DR ALCOA TN 377011557, ALCOA, TN 37701-1557

Mortgage

Document Number	24712377,
Date	Jan 5, 2017
Book Page	002471/002377

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2032

Tax Assessment & Valuation

Source: Blount County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Alcoa City
County	Blount County
Unified School District	Alcoa City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,025 Land $22,500 Building $126,525
2023		$139,700 Land $22,500 Building $117,200	$596,100 Land $90,000 Building $506,100
2022	$1,985.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1630 Pinnacle Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 Pinnacle Point Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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