1630 Oriole Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1630 Oriole Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 900 sqft · built 1979
Lot Size0.166 acres (7,245 sqft)
Owner2 Individual Names on File
Last Sale$198,000 (May 2024)
Tax Bill$3,714 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (reduced by levee)
APN8913-28-402-031

Property Details

APN / Parcel Number

Primary APN8913-28-402-031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area900 sqft Living Area
1st Floor Area900 sqft
Basement Area900 sqft
Finished Basement725 sqft
Unfinished Basement900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,245 sqft (0.166 acres)
Lot Dimensions105 ft deep x 69 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area260 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1630 ORIOLE AVE
CityWATERLOO
StateIA
Zip50701-3671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRONSON ADDITION LOT 4
Legal Range13W
Legal Township89N
Legal Section28
Legal SubdivisionBRONSON ADDITION
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2032
Census Tract1502

Owner

1630 Oriole Ave is owned and occupied by two individuals who bought it in May 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1630 ORIOLE AVE, WATERLOO, IA 50701-3671
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2024 · Amount on File
Deed SaleMay 31, 2024 · Amount on File
Prior SaleJul 12, 2011 · Amount on File
Deed Document Number202415058
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1630 ORIOLE AVE, WATERLOO, IA 50701-3671
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1630 ORIOLE AVE, WATERLOO, IA 50701-3671

Mortgage

Document Number202300000944
DateJul 18, 2022
Instrument202300000944
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 17, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1630 Oriole Ave was $3,714, down 1.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,714.00 (-1.07%)$192,920 Land $20,180 Building $172,740$192,920 Land $20,180 Building $172,740
2024$3,754.00
2023$173,070 (+23.32%) Land $20,180 Building $152,890$173,070 Land $20,180 Building $152,890
2022$2,888.00 Homeowner's exemption$140,340 Land $20,180 Building $120,160
2021$140,340 Land $20,180 Building $120,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1630 Oriole Ave in Zone X, where a levee reduces flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1978–2013)
Claims Outside the SFHA5 of 19
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 Oriole Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50

May also be available: GigFire, Nextlink, Verizon, Waterloo Fiber.

Nearby Properties on Oriole Ave

Nearby Streets

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