1630 Opal Trl, Willis, TX 77378 Property Records

Montgomery County property record for 1630 Opal Trl, Willis, TX 77378

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,771 sqft · built 2016
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Tax Bill	$11,264 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4544-02-09200`

Property Details

APN / Parcel Number

Primary APN	`4544-02-09200`
Alternative APN	`R376872`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,771 sqft Living Area
1st Floor Area	2,771 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R376872
Street Address	1630 OPAL TRL
City	WILLIS
State	TX
Zip	77378-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S454402 - EMERALD LAKES 02, BLOCK 5, LOT 41, ACRES 1.1
Legal Subdivision	EMERALD LAKES 02
Legal Block	5
Legal Lot Number	41
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	3
Census Block	3009
Census Tract	694106

Owner

Source: Montgomery County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1630 OPAL TRL, WILLIS, TX 77378-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 8, 2025	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 23, 2020	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 27, 2017	Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025
Deed Sale	Dec 8, 2025
Prior Sale	Mar 23, 2020
Deed Document Number	2025125550
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	1630 OPAL TRL, WILLIS, TX 77378-2227
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 OPAL TRL, WILLIS, TX 77378-2227
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003664
Date	Jan 12, 2024
Instrument	2024003664

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	FREMONT, OH 43420

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 8, 2025
Property Address	1630 OPAL TRL, WILLIS, TX 77378-2227
Document Number	0000125550
Map Reference	CAB Z SH 990-997
Instrument Date	Dec 5, 2025
Instrument	2025125550
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17905 STONE TERRACE CT, MONTGOMERY, TX 77316-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 OPAL TRL, WILLIS, TX 77378-2227

Mortgage

Document Number	0000125551
Date	Dec 8, 2025
Instrument	2025125551

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 23, 2020
Property Address	1630 OPAL TRL, WILLIS, TX 77378-2227
Document Number	0000028178
Map Reference	CAB Z SH 990
Instrument Date	Mar 20, 2020
Instrument	2020028178
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 OPAL TRL, WILLIS, TX 77378-2227
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028179
Date	Mar 23, 2020
Instrument	2020028179

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 27, 2017
Property Address	1630 OPAL TRL, WILLIS, TX 77378-2227
Document Number	0000055693
Map Reference	CAB Z SH990-997
Instrument Date	Jun 23, 2017
Instrument	2017055693
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 OPAL TRL, WILLIS, TX 77378-2227

Mortgage

Document Number	0000055694
Date	Jun 27, 2017
Instrument	2017055694

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$628,843 (-6.7%) Land $74,800 Building $554,043	$628,843 (-6.7%) Land $74,800 Building $554,043
2024	$11,264.00 (+13.8%)	$674,010 (+10.7%) Land $74,800 Building $599,210	$674,010 (+10.7%) Land $74,800 Building $599,210
2023	$9,898.00	$608,860 Land $74,800 Building $534,060	$608,860 Land $74,800 Building $534,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD LAKES SUBDIVISION private · serves 1,053 people · EPA ID TX1700777
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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