1630 Oak Tree Rd, Morganton, NC 28655 Property Records

Burke County property record for 1630 Oak Tree Rd, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2002
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2701624491`

Property Details

APN / Parcel Number

Primary APN	`2701624491`
Alternative APN	`45384`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	66,647 sqft (1.53 acres)
Terrain	Steep
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2701624491
Street Address	1630 OAK TREE RD
City	MORGANTON
State	NC
Zip	28655-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1630 OAKTREE RD MORGANTON, NC 28655
Legal Subdivision	TIMOTHY G SMITH
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4001
Census Tract	21301

Owner

Source: Burke County records · APN 2701624491

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1630 OAK TREE RD, MORGANTON, NC 28655-8150
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 06, 2004
Transfer Doc	0014030190
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1630 OAK TREE RD, MORGANTON, NC 28655-8150
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 OAK TREE RD, MORGANTON, NC 28655-8150

Mortgage

Document Number	0027000044
Date	Aug 11, 2023
Book Page	2700/44
Instrument	2023007386

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2038

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,533.00 (+4.43%)	$218,513 (-) Land $15,506 Building $203,007	$218,513 (-) Land $15,506 Building $203,007
2023	$1,468.00	$218,513 Land $15,506 Building $203,007	$218,513 Land $15,506 Building $203,007

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.