1630 Nicholas Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 1630 Nicholas Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1957
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Sep 2025)
Tax Bill	$7,597 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128-222-001-9`

Property Details

APN / Parcel Number

Primary APN	`128-222-001-9`
Alternative APN	`128-222-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,650 sqft (0.153 acres)
Garage Type	Attached
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1630 NICHOLAS DR
City	CONCORD
State	CA
Zip	94520-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2303 29
Legal Subdivision	WHISPERING OAKS UNIT #2
Legal Tract	2303
Legal Lot Number	29
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	336202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1630 NICHOLAS DR, CONCORD, CA 94520-4212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC
Sep 23, 2025	Grant Deed, Transfer · Conventional Mortgage FIDELITY LENDING SOLUTIONS INC
Sep 23, 2025	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	202599225
Prior Transfer Date	Dec 10, 2024
Prior Transfer Doc	0000134135
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1630 NICHOLAS DR, CONCORD, CA 94520-4212
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 NICHOLAS DR, CONCORD, CA 94520-4212

Mortgage

Document Number	0000276112
Date	Oct 6, 2021
Instrument	2021-276112

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC
Type	Mortgage Company
Address	ROCKLIN, CA 95765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2025
Property Address	1630 NICHOLAS DR, CONCORD, CA 94520-4212
Document Number	0000099225
Map Reference	VOL 67 PG 28
Instrument Date	Sep 19, 2025
Instrument	2025- 099225
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1630 NICHOLAS DR, CONCORD, CA 94520-4212

Mortgage

Document Number	0000099227
Date	Sep 23, 2025
Instrument	2025- 099227

Lender

Name	FIDELITY LENDING SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2025
Property Address	1630 NICHOLAS DR, CONCORD, CA 94520-4212
Document Number	0000099226
Map Reference	VOL 67 PG 28
Instrument Date	Sep 19, 2025
Instrument	2025- 099226
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1630 NICHOLAS DR, CONCORD, CA 94520-4212

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,000 (-6.15%) Land $450,000 Building $110,000
2025	$7,597.00 (+366.65%)	$596,700 (+738.11%) Land $408,000 Building $188,700
2023	$1,628.00 (+3.17%) Homeowner's exemption	$71,196 Land $31,072 Building $40,124
2022	$1,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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