1630 Lovers Ln, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1630 Lovers Ln, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1962
Lot Size	0.744 acres (32,400 sqft)
Owner	Individual Name on File
Last Sale	$239,400 (Mar 2022)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Mortgage
APN	`06-2.0-04-003-002-001.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-003-002-001.000`

Interior

Building Area	1,272 sqft Base Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	32,400 sqft (0.744 acres)
Lot Dimensions	300 ft deep x 108 ft wide

Location & Zoning

Street Address	1630 LOVERS LN
City	SAINT JOSEPH
State	MO
Zip	64505-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NORTH ST. JOSEPH SECOND LOT:0 BLK:4LGL DESC:PT BLK 4 & 5 & GRAND RIVER RD WHICH FORMERLY SEPARATED BLK 4 & 5 WHICH WAS VAC & MORE PT BEG AT PT W/L BLK 4 WHICH PT IS 30' S NW COR BLK 4 AS DED & WHICH POB IS X S/LINE MOSS ST & W/LINE BLK 4 TH S 108
Legal Subdivision	NORTH ST JOSEPH SECOND
Legal Block	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3022
Census Tract	500

Owner

1630 Lovers Ln is owned and occupied by an individual who bought it in March 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1630 LOVERS LN, SAINT JOSEPH, MO 64505-2853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Dec 14, 2006 · Amount on File
Deed Document Number	20222450
Deed Book / Page	3773 / 868
Prior Transfer Date	Mar 11, 2022
Prior Transfer Doc	003773/867
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Mar 15, 2022
Property Address	1630 LOVERS LN, SAINT JOSEPH, MO 64505-2853
Document Number	003773/867
Book / Page	3773 / 867
Instrument Date	Mar 11, 2022
Instrument	2022002449
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 LOVERS LN, SAINT JOSEPH, MO 64505-2853

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 15, 2022
Property Address	1630 LOVERS LN, SAINT JOSEPH, MO 64505-2853
Document Number	003773/868
Book / Page	3773 / 868
Instrument Date	Feb 23, 2022
Instrument	2022002450
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 LOVERS LN, SAINT JOSEPH, MO 64505-2853

Mortgage

Document Number	2022002451
Date	Mar 15, 2022
Instrument	2022002451

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1630 Lovers Ln was $1,812.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00	$25,240 Land $4,750 Building $20,490	$132,840 Land $25,000 Building $107,840
2024	$1,812.00 (+17.59%)
2023	$1,541.00 (-0.64%)	$23,410 (-) Land $4,750 Building $18,660	$123,200 Land $25,000 Building $98,200
2022	$1,551.00	$23,410 Land $4,750 Building $18,660
2021			$123,200 Land $25,000 Building $98,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1630 Lovers Ln; there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–1993)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 Lovers Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

Nearby Properties on Lovers Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures