1630 Lopez St, Oceanside, CA 92054 Property Records

San Diego County property record for 1630 Lopez St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1953
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Mar 2018)
Tax Bill	$7,935 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-051-18-00`

Property Details

APN / Parcel Number

Primary APN	`154-051-18-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1630 LOPEZ ST
City	OCEANSIDE
State	CA
Zip	92054-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK E LOT 18 TR 002886
Legal Subdivision	POTTER
Legal Tract	002886
Legal Block	E
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1020
Census Tract	18504

Owner

1630 Lopez St is owned by two individuals who bought it in March 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1216 MITCHELL ST, OCEANSIDE, CA 92054-5217
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	2018119046
Prior Transfer Date	Mar 3, 2000
Prior Transfer Doc	0000117428
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1630 LOPEZ ST, OCEANSIDE, CA 92054-5540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 LOPEZ ST, OCEANSIDE, CA 92054-5540

Mortgage

Document Number	0000742761
Date	Nov 23, 2020
Instrument	2020-0742761

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2018
Property Address	1630 LOPEZ ST, OCEANSIDE, CA 92054-5540
Document Number	0000119046
Map Reference	MAP 2886
Instrument Date	Feb 27, 2018
Instrument	2018-0119046
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1216 MITCHELL ST, OCEANSIDE, CA 92054-5217

Mortgage

Document Number	0000119047
Date	Mar 26, 2018
Instrument	2018-0119047

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2017
Property Address	1630 LOPEZ ST, OCEANSIDE, CA 92054-5540
Document Number	0000343343
Map Reference	MAP2886
Instrument Date	Jul 19, 2017
Instrument	2017-0343343
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1630 LOPEZ ST, OCEANSIDE, CA 92054-5540

Mortgage

Document Number	0000343344
Date	Jul 28, 2017
Instrument	2017-0343344

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1630 LOPEZ ST, OCEANSIDE, CA 92054-5540
Document Number	0000175945
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 LOPEZ ST OCEANSIDE CA 920545540, OCEANSIDE, CA 92054-5540

Mortgage

Document Number	0000175945
Date	Apr 19, 2017
Instrument	175945

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1630 Lopez St was $7,935.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,556 (+2%) Land $600,675 Building $118,881
2025	$7,935.00	$705,448 Land $588,898 Building $116,550
2023	$7,544.00 (+1.53%)	$678,056 Land $566,031 Building $112,025
2022	$7,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1630 Lopez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1630 Lopez St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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