Osceola County property record for 1630 Justin Matthew Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,013 sqft · built 1991 |
| Lot Size | 0.621 acres (27,094 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $280,000 (Jul 2003) |
| Tax Bill | $3,865 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 95178 |
| Primary APN | 95178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,013 sqft Heated Area |
| Gross Area | 4,336 sqft |
| 1st Floor Area | 3,013 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,094 sqft (0.621 acres) |
| Lot Dimensions | 233 ft deep x 116 ft wide |
| Garage Type | Finished |
| Garage Area | 915 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 408 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 95178 |
|---|---|
| Street Address | 1630 JUSTIN MATTHEW WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | KAYLY COURT PB 6 PG 146 LOT 8 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | KAYLY COURT |
| Legal Tract | 3599 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1630 JUSTIN MATTHEW WAY, SAINT CLOUD, FL 34771-8622 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2003 · Amount on Record |
| Deed Sale | Jul 24, 2003 · Amount on Record |
| Prior Sale | May 6, 2003 · Amount on Record |
| Deed Document Number | 0229900605 |
| Deed Book / Page | 02299 / 00605 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,865.00 (+7.42%) Homeowner's exemption | $268,444 (+5.99%) | $411,700 (+1.58%) Land $65,000 Building $346,700 |
| 2023 | $3,598.00 (+4.23%) Homeowner's exemption | $253,281 (+3%) | $405,300 (+16%) Land $65,000 Building $340,300 |
| 2022 | $3,452.00 Homeowner's exemption | $245,904 | $349,400 Land $60,000 Building $289,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: CenturyLink, Xfinity.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures