Freeborn County property record for 1630 Gateway Dr, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,118 sqft · built 1975 |
| Lot Size | 0.27 acres (11,592 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,456 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.086.0460 |
| Primary APN | 34.086.0460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Unfinished Basement | 1,100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,592 sqft (0.27 acres) |
| Lot Dimensions | 168 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Deck Area | 114 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1630 GATEWAY DR |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUTHGATE ADDITION LOT-008 BLOCK-003 LOT 8 BLK 3 SOUTHGATE ADDITION |
| Legal Subdivision | SOUTHGATE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 180900 |
1630 Gateway Dr is owned and occupied by an individual.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1630 GATEWAY DR, ALBERT LEA, MN 56007-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 1630 GATEWAY DR, ALBERT LEA, MN 56007-1316 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | A550112 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | A550112 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 20, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 1630 GATEWAY DR, ALBERT LEA, MN 56007-1316 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | A548886 |
|---|---|
| Date | May 21, 2021 |
| Instrument | A548886 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1630 Gateway Dr was $3,456 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,456.00 Homeowner's exemption | $245,400 Land $21,100 Building $224,300 | $245,400 Land $21,100 Building $224,300 |
| 2025 | $3,456.00 | ||
| 2023 | $3,200.00 Homeowner's exemption | $214,100 Land $21,100 Building $193,000 | $214,100 Land $21,100 Building $193,000 |
| 2020 | $2,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1630 Gateway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | May 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1630 Gateway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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