Monroe County property record for 1630 E Smithville Rd, Bloomington, IN 47401
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,668 sqft · built 1970 |
| Lot Size | 14.3 acres (625,957 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jan 2022) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-08660-00 |
| Primary APN | 004-08660-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 625,957 sqft (14.3 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 004-08660-00 |
|---|---|
| Street Address | 1630 E SMITHVILLE RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AGRR |
| Legal Description | 004-08660-00 PT SW 3-7-1W 14.37A PLAT 32 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1501 |
Source: Monroe County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1630 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2018 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Feb 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ELEMENTS FINANCIAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 202245275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1630 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9255 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018010152 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018010152 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Feb 1, 2022 |
| Property Address | 1630 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9255 |
| Document Number | 2022001910 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022001910 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1630 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9255 |
| Document Number | 2022001911 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022001911 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,457.00 (-6.83%) | $319,600 (+6.29%) Land $74,300 Building $245,300 | $319,600 (+6.29%) Land $74,300 Building $245,300 |
| 2024 | $2,637.00 (+46.58%) | ||
| 2023 | $300,700 (+32.53%) Land $61,800 Building $238,900 | $300,700 (+32.53%) Land $61,800 Building $238,900 | |
| 2022 | $1,799.00 | $226,900 Land $57,200 Building $169,700 | $226,900 Land $57,200 Building $169,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Holding Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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