1630 Cherrystone Way, Vero Beach, FL 32963 Property Records

Indian River County property record for 1630 Cherrystone Way, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,597 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (May 2018)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-40-27-00030-0000-00010.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-27-00030-0000-00010.0`
Alternative APN	`99983`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,597 sqft Living Area
1st Floor Area	2,597 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	149 ft deep x 83 ft wide
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	976 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	308 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	852 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	99983
Street Address	1630 CHERRYSTONE WAY
City	VERO BEACH
State	FL
Zip	32963-3183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	OYSTER BAY SUB LOT 10 PBI 12-96
Legal Range	40
Legal Township	33
Legal Section	27
Legal Subdivision	OYSTER BAY SUB
Legal Lot Number	10
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2002
Census Tract	50509

Owner

1630 Cherrystone Way is owned and occupied by an individual who bought it in May 2018.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOCAL MORTGAGE INC
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI LOWER
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit LOWER
May 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Aug 7, 2000 · Amount on File
Deed Document Number	3120180032746
Deed Book / Page	3120 / 0970
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036170143
Date	Apr 28, 2023
Book Page	3617/143
Instrument	3120230020920

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183

Mortgage

Document Number	0035141773
Date	Feb 24, 2022
Book Page	3514/1773
Instrument	3120220011982

Lender

Name	LOCAL MORTGAGE INC
Type	Mortgage Company
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183

Mortgage

Document Number	0034210655
Date	May 13, 2021
Book Page	3421/655
Instrument	3120210034389

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183
Document Number	0032970773
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CHERRYSTONE WAY VERO BEACH FL 329633183, VERO BEACH, FL 32963-3183

Mortgage

Document Number	0032970773
Date	May 1, 2020
Book Page	003297/000773
Instrument	24364

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183
Document Number	0032970786
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CHERRYSTONE WAY VERO BEACH FL 329633183, VERO BEACH, FL 32963-3183

Mortgage

Document Number	0032970786
Date	May 1, 2020
Book Page	003297/000786
Instrument	24365

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2040

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 29, 2018
Property Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183
Document Number	0031200970
Book / Page	3120 / 0970
Map Reference	MB12 PG96
Instrument Date	May 24, 2018
Instrument	3120180032746
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ELITE TITLE OF THE TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 AMELIA PLANTATION CT, 4220, VERO BEACH, FL 32967-7824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CHERRYSTONE WAY, VERO BEACH, FL 32963-3183

Mortgage

Document Number	0031200971
Date	May 29, 2018
Book Page	3120/0971
Instrument	3120180032747

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1630 Cherrystone Way was $3,422.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,422.00	$257,510	$728,177 Land $228,414 Building $499,763
2023	$2,985.00 (+2.79%)	$242,963 (+3%)	$690,824 (+24.98%) Land $228,414 Building $462,410
2022	$2,904.00	$235,887	$552,743 Land $217,180 Building $335,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1630 Cherrystone Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	577 units insured incl. 281 condo units
Nearby Flood Claims	9 (2005–2025)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 Cherrystone Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherrystone Way

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