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1630 Carolyn Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1630 Carolyn Ct, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,595 sqft · built 1986
Lot Size0.245 acres (10,672 sqft)
Owner2 Individual Names on File
Last Sale$12,400 (Oct 2004)
Tax Bill$1,151 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-30-0854-0001-0050

Property Details

APN / Parcel Number

Primary APN14-26-30-0854-0001-0050
Alternative APNs
  • 142630398600010050
  • 263014085400010050
  • 84916

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,595 sqft Living Area
Gross Area2,170 sqft
1st Floor Area1,595 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleL-Shape
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,672 sqft (0.245 acres)
Lot Dimensions107 ft deep x 97 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchMetal Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1630 CAROLYN CT
CitySAINT CLOUD
StateFL
Zip34769-5544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLORRAINE ESTATES 2 PB 2 PG 264 LOT 5
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE ESTATES UNIT 2
Legal Tract854
Legal Block50
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1630 CAROLYN CT, SAINT CLOUD, FL 34769-5544
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2004 · Amount on File
Deed SaleOct 12, 2004 · Amount on File
Deed Document Number2004200550
Deed Book / Page2615 / 1751
Last Transfer DateJul 22, 2022
Transfer Doc0062582330
Record UpdatedJun 8, 2026

July 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJul 27, 2022
Property Address1630 CAROLYN CT, SAINT CLOUD, FL 34769-5544
Document Number0062582330
Book / Page6258 / 2330
Map ReferenceMB 2 PG 264
Instrument DateJul 22, 2022
Instrument2022115409
Record UpdatedAug 9, 2022
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1630 CAROLYN CT, 1630, SAINT CLOUD, FL 34769-5544

Transferred To (Grantee/Buyer)

NameVerified Name
Address1630 CAROLYN CT, SAINT CLOUD, FL 34769-5544

Mortgage

Document Number0062582331
DateJul 27, 2022
Instrument6258/2331
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,151.00 (+4.16%) Homeowner's exemption$107,234 (+5.99%)$253,500 (+1.73%) Land $55,000 Building $198,500
2024$1,105.00 (+3.95%)
2023$1,063.00 (+5.14%) Homeowner's exemption$101,177 (+3%)$249,200 (+26.82%) Land $55,000 Building $194,200
2022$1,011.00 Homeowner's exemption$98,231$196,500 Land $50,000 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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