1630 Bay Ridge Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1630 Bay Ridge Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,384 sqft · built 1975
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Dec 2022)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-00485300`

Property Details

APN / Parcel Number

Primary APN	`01-904-00485300`
Alternative APNs	`1-904-00485300` `90400485300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Patio Area	140 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90400485300
Street Address	1630 BAY RIDGE RD
City	EDGEWATER
State	MD
Zip	21037-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 140 TO 142 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	140
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2017
Census Tract	701104

Owner

1630 Bay Ridge Rd is owned and occupied by an individual who acquired it in May 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1630 BAY RIDGE RD, EDGEWATER, MD 21037-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORPORATION
Dec 1, 2022	Deed, Transfer · VA Mortgage FIRST WASHINGTON MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Apr 16, 2012 · Amount on File
Deed Book / Page	39304 / 360
Last Transfer Date	May 14, 2024
Transfer Doc	0405400468
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 16, 2026
Property Address	1630 BAY RIDGE RD, EDGEWATER, MD 21037-1716
Document Number	4245000226
Book / Page	42450 / 226
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate, 156
Address	1630 BAY RIDGE RD, EDGEWATER, MD 21037-1716

Mortgage

Document Number	4245000226,
Date	Jun 16, 2026
Book Page	42450/226

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 1, 2022
Property Address	1630 BAY RIDGE RD, EDGEWATER, MD 21037-1716
Document Number	0393040360
Book / Page	39304 / 360
Map Reference	MB 8 FO 8
Instrument Date	Nov 23, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1630 BAY RIDGE RD, EDGEWATER, MD 21037-1716

Mortgage

Document Number	0039304367
Date	Dec 1, 2022
Instrument	39304/367

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1630 Bay Ridge Rd was $4,204 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,900 (+5.57%) Land $226,000 Building $118,900	$344,900 (-) Land $226,000 Building $118,900
2025	$4,204.00 (+2.04%) Homeowner's exemption	$326,700	$344,900 Land $226,000 Building $118,900
2024	$4,120.00 (+29.97%)
2023	$3,170.00	$290,300 Land $174,500 Building $115,800	$290,300 Land $174,500 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1630 Bay Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 Bay Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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