1630 Ave E NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1630 Ave E NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1958
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Oct 2020)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-22-587200-000152`

Property Details

APN / Parcel Number

Primary APN	`26-28-22-587200-000152`
Alternative APNs	`222826587200000152` `22826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	1,206 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	10,123 sqft (0.232 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Florida Room
Porch Area	508 sqft
Utility Building	96 sqft

Location & Zoning

Street Address	1630 AVENUE E NE
City	WINTER HAVEN
State	FL
Zip	33881-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SECOND REPLAT OF PT OF LAKE ELBERT HTS UNIT 1 PB 38 PG 28 LOTS 15 E 45 FT & W 45 FT OF 11 & BEG NE COR OF LOT 16 RUN W 45 FT SELY 63.6 FT TO E LINE OF LOT N 45 DEG E 63.6 FT W 45 FT TO BEG
Legal Range	26E
Legal Township	28S
Legal Section	22
Legal Subdivision	LAKE ELBERT HEIGHTS UNIT 1 2ND REPLAT
Legal Tract	587200
Legal Block	4
Legal Lot Number	15
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4051
Census Tract	13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3006 PLANTATION RD, WINTER HAVEN, FL 33884-1236
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK
Oct 4, 2018	Warranty Deed, Transfer · VA Mortgage NATIONS LNDG
Jun 5, 2018	Warranty Deed, Transfer GIANNELL TITLE LLC
Jun 5, 2018	Warranty Deed, Transfer GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	2020228832
Deed Book / Page	11432 / 504
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1630 AVENUE E NE, WINTER HAVEN, FL 33881-4444
Document Number	0114370212
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 PLANTATION RD WINTER HAVEN FL 338841236, WINTER HAVEN, FL 33884-1236

Mortgage

Document Number	0114370212
Date	Oct 30, 2020
Book Page	011437/000212
Instrument	231947

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 28, 2020
Property Address	1630 AVENUE E NE, WINTER HAVEN, FL 33881-4444
Document Number	0114320504
Book / Page	011432 / 000504
Instrument Date	Oct 22, 2020
Instrument	228832
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 AVENUE E NE WINTER HAVEN FL 338814444, WINTER HAVEN, FL 33881-4444

Mortgage

Document Number	114320506
Date	Oct 28, 2020
Book Page	011432/000506
Instrument	228833

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Mortgage

Document Number	114370212,
Date	Oct 28, 2020
Book Page	011437/000212
Instrument	231947

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 4, 2018
Property Address	1630 AVENUE E NE, WINTER HAVEN, FL 33881-4444
Document Number	0106320539
Book / Page	010632 / 000539
Instrument Date	Oct 2, 2018
Instrument	210112
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	EDGEWATER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1630 AVENUE E NE WINTER HAVEN FL 338814444, WINTER HAVEN, FL 33881-4444

Mortgage

Document Number	106320541
Date	Oct 4, 2018
Book Page	010632/000541
Instrument	210113

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 5, 2018
Property Address	1630 AVENUE E NE, WINTER HAVEN, FL 33881-4444
Document Number	0105060451
Book / Page	010506 / 000451
Instrument Date	Jun 1, 2018
Instrument	119160
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$647.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 5, 2018
Property Address	1630 AVENUE E NE, WINTER HAVEN, FL 33881-4444
Document Number	0105060453
Book / Page	010506 / 000453
Instrument Date	Jun 1, 2018
Instrument	119161
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7279 HAWKSNEST BLVD ORLANDO FL 328355178, ORLANDO, FL 32835-5178

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,110 (+6.84%) Land $33,406 Building $182,704	$216,110 (+6.84%) Land $33,406 Building $182,704
2025	$2,680.00 (-9.09%)	$202,265 (-2.24%) Land $33,406 Building $168,859	$202,265 (-2.24%) Land $33,406 Building $168,859
2023	$2,948.00 (+11.08%)	$206,899 (+18.41%) Land $32,394 Building $174,505	$206,899 (+18.41%) Land $32,394 Building $174,505
2022	$2,654.00	$174,732 Land $27,332 Building $147,400	$174,732 Land $27,332 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

1630 Ave E NE, Winter Haven, FL 33881 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ave E NE

Nearby Streets

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