163 Windward Cay, Naples, FL 34114 Property Records

Collier County property record for 163 Windward Cay, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,313 sqft · built 1999
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$925,000 (Jan 2012)
Tax Bill$11,477 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN571300 527D09

Property Details

APN / Parcel Number

Primary APN571300 527D09
Alternative APN
  • 68300003040

Interior

Stories1 Story
Building Area2,313 sqft Living Area
1st Floor Area2,313 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeMasonry / Concrete Block
Lot Area13,939 sqft (0.32 acres)
Pool Area240 sqft
Deck Area140 sqft
Boat AccessBoat Access

Location & Zoning

Street Address163 WINDWARD CAY
CityNAPLES
StateFL
Zip34114-9619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionPORT OF THE ISLANDS (THE CAYS) PHASE II LOT 52
Legal Range28
Legal Township52
Legal Section9
Legal SubdivisionPORT OF THE ISLANDS (THE CAYS) PHASE II
Legal Phase2
Legal Tract571300
Legal Block1
Legal Lot Number52
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1162
Census Tract11113

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address163 WINDWARD CAY, NAPLES, FL 34114-9619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2012 · Amount on Record
Deed SaleJan 17, 2012 · Amount on Record
Prior SaleNov 14, 2006 · Amount on Record
Deed Document Number20124647657
Deed Book / Page4755 / 2904
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address163 WINDWARD CAY, NAPLES, FL 34114-9619
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059972542
DateAug 16, 2021
Book Page5997/2542
Instrument6112937
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$807,527 (+1%)$856,905 (-17.87%) Land $369,890 Building $487,015
2025$11,477.00 (+49.27%)$734,115 (+50.96%)$1,043,311 (-15.55%) Land $369,890 Building $673,421
2023$7,689.00 (-0.95%) Homeowner's exemption$486,309 (+3%)$1,235,485 (+32.65%) Land $749,450 Building $486,035
2022$7,763.00 Homeowner's exemption$472,145$931,406 Land $423,077 Building $508,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 226 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies646 units insured
incl. 420 condo units
Nearby Flood Claims12 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 85% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORT OF THE ISLANDS
private · serves 1,200 people · EPA ID FL5110230
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityThallium
resolved · Apr 2024
Arsenic
resolved · Apr 2024
Antimony
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
AT&T
Fixed Wireless
25 / 3

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