163 Willowood Rd, Litchfield, IL 62056 Property Records

Montgomery County property record for 163 Willowood Rd, Litchfield, IL 62056

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1981
Lot Size	0.21 acres (9,186 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Feb 2023)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Dec 2008 Mortgage Oct 2012 Mortgage + 2 more
APN	`10-34-402-005`

Property Details

APN / Parcel Number

Primary APN	`10-34-402-005`
Alternative APN	`11-201-825-37`

Interior

Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	9,186 sqft (0.21 acres)

Location & Zoning

Street Address	163 WILLOWOOD RD
City	LITCHFIELD
State	IL
Zip	62056-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 CRESTWOOD ESTATES 9-5-CE-36 S T00 R
Legal Subdivision	CRESTWOOD ESTATE
Legal Lot Number	38
Jurisdiction	MONTGOMERY IL
Township / Civil Division	NORTH LITCHFIELD
Census Block Group	2
Census Block	2106
Census Tract	957600

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	163 WILLOWOOD RD, LITCHFIELD, IL 62056-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2008	Deed of Trust, Mortgage · Conventional Mortgage LITCHFIELD NAITONAL BANK
Oct 24, 2012	Deed of Trust, Mortgage · Conventional Mortgage LITCHFIELD NATIONAL BANK
Feb 12, 2007	Deed of Trust, Mortgage · Conventional Mortgage LITCHFIELD NATIONAL BANK
Feb 16, 2023	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Dec 1, 2001 · Amount on Record
Deed Document Number	2023480
Deed Book / Page	1796 / 961
Record Updated	Sep 20, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	163 WILLOWOOD RD, LITCHFIELD, IL 62056-1717
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001293/279
Date	Dec 30, 2008
Book Page	1293/279
Instrument	200800049127

Lender

Name	LITCHFIELD NAITONAL BANK
Address	LITCHFIELD, IL 62056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2039

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	163 WILLOWOOD RD, LITCHFIELD, IL 62056-1717
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001519/066
Date	Oct 24, 2012
Book Page	1519/066
Instrument	201200004320

Lender

Name	LITCHFIELD NATIONAL BANK
Address	LITCHFIELD, IL 62056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2042

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	163 WILLOWOOD RD, LITCHFIELD, IL 62056-1717
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001180/104
Date	Feb 12, 2007
Book Page	1180/104
Instrument	200700037733

Lender

Name	LITCHFIELD NATIONAL BANK
Address	LITCHFIELD, IL 62056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2037

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Feb 16, 2023
Property Address	163 WILLOWOOD RD, LITCHFIELD, IL 62056-1717
Document Number	001796/961
Book / Page	1796 / 961
Map Reference	PG 149 SL 52
Instrument Date	Feb 15, 2023
Instrument	202300480
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, SPEARS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 WILLOWOOD RD, LITCHFIELD, IL 62056-1717

Mortgage

Document Number	0202300481
Date	Feb 16, 2023
Instrument	202300481

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Feb 15, 2061

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	North Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,941.00 (+32.12%)	$58,750 (+26.51%) Land $3,670 Building $55,080	$176,250 (+26.51%) Land $11,010 Building $165,240
2024	$2,983.00 Homeowner's exemption Senior Citizen's exemption	$46,440 Land $3,430 Building $43,010	$139,320 Land $10,290 Building $129,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2015)
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITCHFIELD serves 6,648 people · EPA ID IL1350400
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber.

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