Bonner County property record for 163 White Cloud Dr, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,130 sqft · built 2023 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $931,000 (Oct 2024) |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP033820030080A |
| Primary APN | RP033820030080A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,130 sqft Finished Area |
| 1st Floor Area | 2,130 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,807 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 163 WHITE CLOUD DR |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 2-57N-1W GOLDEN TEE EST 3RD ADD BLK 3 LOT 8 |
| Legal Range | 01W |
| Legal Township | 57N |
| Legal Section | 02 |
| Legal Subdivision | GOLDEN TEE EST 3RD |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950202 |
Source: Bonner County records · APN RP033820030080A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 163 WHITE CLOUD DR, SANDPOINT, ID 83864-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on Record |
| Deed Sale | Oct 28, 2024 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Document Number | 20241039906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 163 WHITE CLOUD DR, SANDPOINT, ID 83864-1009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|
| Document Number | 0001007637 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 1007637 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $917,549 (+7.89%) | $917,549 (+7.89%) | |
| 2025 | $3,349.00 (+419.22%) | $850,465 (+466.98%) Land $179,625 Building $670,840 | $850,465 (+466.98%) Land $179,625 Building $670,840 |
| 2023 | $645.00 | $150,000 Land $150,000 | $150,000 Land $150,000 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 88% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Kaniksu, Mann Holdings, Newmax.
Based on FCC filings for 17 locations within half a mile of this property.
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