163 Wayside Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 163 Wayside Dr, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1986
Lot Size	3.01 acres (131,508 sqft)
Owner	2 Individual Names on File
Last Sale	$436,240 (May 2026)
Tax Bill	$300 (2025)
Deeds & Mortgages	Feb 2007 Line of Credit Feb 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R49682`

Property Details

APN / Parcel Number

Primary APN	`R49682`
Alternative APN	`O0040227`

Interior

Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Material	Other
Lot Area	131,508 sqft (3.01 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	364 sqft
Porch	Covered Porch
Porch Area	776 sqft
Deck Area	225 sqft
Pole Barn	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	163 WAYSIDE DR
City	ELGIN
State	TX
Zip	78621-5675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYSIDE OAKS, LOT 567, ACRES 3.0190
Legal Subdivision	S8270 - WAYSIDE OAKS
Legal Block	3
Legal Lot Number	567
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3008
Census Tract	950101

Owner

Source: Bastrop County records · APN R49682

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	143 WAYSIDE DR, ELGIN, TX 78621-5675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2007	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF BASTROP
Feb 26, 2015	Deed of Trust, Mortgage STATE FARM BANK FSB
Sep 16, 2005	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF BASTROP
May 18, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	20268236
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	163 WAYSIDE DR, ELGIN, TX 78621-5675
Transaction Type	Mortgage
Record Updated	Jun 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001719/106
Date	Feb 26, 2007
Book Page	1719/106
Instrument	200702844

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Address	BASTROP, TX 78602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	163 WAYSIDE DR, ELGIN, TX 78621-5675
Transaction Type	Mortgage
Record Updated	Jun 05, 2026
Title Company	THE ACCURATE GROUP OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201502435
Date	Feb 26, 2015
Instrument	201502435

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 09, 2030

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	163 WAYSIDE DR, ELGIN, TX 78621-5675
Transaction Type	Mortgage
Record Updated	Jun 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001568/750
Date	Sep 16, 2005
Book Page	1568/750
Instrument	200514203

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Address	BASTROP, TX 78602

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Sep 16, 2030

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Sep 16, 2006
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	18%
Index	Prime Rate
Margin	1
Max Rate	18%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BASTROP TX
Recording Date	May 18, 2026
Property Address	163 WAYSIDE DR, ELGIN, TX 78621-5675
Document Number	0000008236
Instrument Date	May 15, 2026
Instrument	20268236
Transaction Type	Transfer
Record Updated	Jun 01, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008237,
Date	May 18, 2026
Instrument	20268237

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$312,489 (-24.7%)	$398,310 (-4.02%) Land $208,345 Building $189,965
2023		$414,983 Land $208,345 Building $206,638	$414,983 Land $208,345 Building $206,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2015, other causes
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 35% of Texas
Wildfire Likelihood	About 1 in 893 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: SOS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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