163 Walnut St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 163 Walnut St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 1954
Lot Size	0.294 acres (12,811 sqft)
Owner	2 Individual Names on File
Last Sale	$726,000 (Jun 2022)
Tax Bill	$8,652 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:004.0-0000-0094.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:004.0-0000-0094.0`
Alternative APNs	`M:004.0=0000=0094.0` `90000000070` `90000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,001 sqft Living Area
Gross Area	3,536 sqft
Basement Area	932 sqft
Unfinished Basement	457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,811 sqft (0.294 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	90000000070
Street Address	163 WALNUT ST
City	READING
State	MA
Zip	01867-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5009
Census Tract	334100

Owner

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 WALNUT ST, READING, MA 01867-3950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · FHA Mortgage BEAZER MORTGAGE CORPORATION
Jun 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jan 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Jul 2, 1979 · Amount on Record
Deed Document Number	20221916688
Transfer Doc	0000051697
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Apr 3, 2026
Property Address	163 WALNUT ST, READING, MA 01867-3950
Document Number	0001997262
Instrument Date	Mar 26, 2026
Instrument	20261997262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 WALNUT ST, READING, MA 01867-3950

Mortgage

Document Number	0001997262,
Date	Apr 3, 2026
Instrument	20261997262

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 22, 2022
Property Address	163 WALNUT ST, READING, MA 01867-3950
Document Number	0001916688
Instrument Date	Jun 21, 2022
Instrument	1916688
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	238 MAIN ST, WEST NEWBURY, MA 01985-1414

Mortgage

Document Number	0001916689
Date	Jun 22, 2022
Instrument	1916689

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 13, 2017
Property Address	163 WALNUT ST, READING, MA 01867-3950
Document Number	0001751697
Instrument Date	Nov 1, 2016
Instrument	1751697
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,652.00 (+1.17%)	$759,600 (+4.1%) Land $492,600 Building $267,000	$893,855 (+10.28%)
2024	$8,552.00 (+3.26%)	$729,700 (+10.93%) Land $473,200 Building $256,500	$810,540
2023	$8,282.00	$657,800 Land $426,600 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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