Berks County property record for 163 W Oley St, Reading, PA 19601
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 2 ba · 1,890 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (May 2019) |
| Tax Bill | $1,343 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-57-54-1119 |
| Primary APN | 5307-57-54-1119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,890 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15556475 |
|---|---|
| Street Address | 163 W OLEY ST |
| City | READING |
| State | PA |
| Zip | 19601-2439 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 54 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
163 W Oley St, a residential property, is owned and occupied by an individual who bought it in May 2019.
Source: Berks County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 163 W OLEY ST, READING, PA 19601-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Sep 24, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 22, 2019 | Deed, Transfer · Conventional Mortgage CUSTOMERS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Prior Sale | Oct 21, 2008 · Amount on File |
| Deed Document Number | 201915935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 22, 2026 |
| Property Address | 163 W OLEY ST, READING, PA 19601-2439 |
| Document Number | 0000019574 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202619574 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 163 W OLEY ST, READING, PA 19601-2439 |
| Document Number | 0000019574, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202619574 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 12, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 163 W OLEY ST, READING, PA 19601-2439 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 163 W OLEY ST, READING, PA 19601-2439 |
| Document Number | 0000034525 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020034525 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 4, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 22, 2019 |
| Property Address | 163 W OLEY ST, READING, PA 19601-2439 |
| Document Number | 0000015935 |
| Instrument Date | May 16, 2019 |
| Instrument | 2019015935 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 W OLEY ST, READING, PA 19601-2439 |
| Document Number | 0000015936 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019015936 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 163 W Oley St was $1,343 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,343.00 Homeowner's exemption | $47,600 Land $9,600 Building $38,000 | $9,600 Land $9,600 |
| 2024 | $1,260.00 | $47,600 Land $9,600 Building $38,000 | |
| 1994 | $47,600 Land $9,600 Building $38,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 163 W Oley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 163 W Oley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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