163 W Commerce Ct, Gilbert, AZ 85233 Property Records

Maricopa County property record for 163 W Commerce Ct, Gilbert, AZ 85233

Property Summary

Property Type	Condominium
Details	2 ba · 1,189 sqft · built 2004
Lot Size	0.014 acres (611 sqft)
Owner	Individual Name on Record
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`302-14-804`

Property Details

APN / Parcel Number

Primary APN	`302-14-804`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,189 sqft Living Area
1st Floor Area	208 sqft
2nd Floor Area	584 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	611 sqft (0.014 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	163 W COMMERCE CT
City	GILBERT
State	AZ
Zip	85233-4418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	ARBOR WALK AMD MCR 644-33 UNIT 44 (PLEASE NOTE: FOR LEGAL DESCRIPTION REFERENCES REGARDING THE PERCENTAGE OF OWNERSHIP OF THE
Legal Range	05E
Legal Township	01S
Legal Section	12
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	ARBOR WALK AMD
Legal Lot Number	44
Legal Unit	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1006
Census Tract	422401

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6925 NE LOOP 820 APT 1225, 1225, NORTH RICHLAND HILLS, TX 76180-9005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2012
Deed Sale	Feb 17, 2012
Prior Sale	Nov 29, 2006 · Amount on Record
Deed Document Number	2012-0134694
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	163 W COMMERCE CT, GILBERT, AZ 85233-4418
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 W COMMERCE CT, GILBERT, AZ 85233-4418

Mortgage

Document Number	0000555274
Date	Sep 26, 2025
Instrument	20250555274

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	163 W COMMERCE CT, GILBERT, AZ 85233-4418
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 W COMMERCE CT, GILBERT, AZ 85233-4418

Mortgage

Document Number	0001038384
Date	Oct 28, 2020
Instrument	20201038384

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,610 (-5.25%)	$316,100 (-5.25%) Land $63,200 Building $252,900
2025	$1,110.00 (+3.35%)
2024		$33,360	$333,600 Land $66,700 Building $266,900
2023	$1,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks.

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