163 SW Pomeroy St, Stuart, FL 34997 Property Records

Martin County property record for 163 SW Pomeroy St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,988 sqft · built 2023
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$706,000 (May 2026)
Tax Bill	$11,299 (2025)
Deeds & Mortgages	Jun 2026 Transfer May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-010-000-0009.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-010-000-0009.0-0-0000`
Alternative APNs	`41-38-41-010-000-00090-0` `1124806`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	3,429 sqft
1st Floor Area	1,338 sqft
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1124806
Street Address	163 SW POMEROY ST
City	STUART
State	FL
Zip	34997-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANYAN BAY PUD PHASE 2C LOT 9 AS PER OR BK 19 PG 1
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2C
Legal Block	2
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	163 SW POMEROY ST, STUART, FL 34997-4500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Correction Deed LANDMARK TITLE
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage JDH CAPITAL LLC
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL LLC
Dec 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	20263187658
Deed Book / Page	3568 / 2435
Prior Transfer Date	May 14, 2026
Prior Transfer Doc	0003192953
Record Updated	Oct 29, 2026

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 25, 2026
Property Address	163 SW POMEROY ST, STUART, FL 34997-4500
Document Number	0003192953
Book / Page	3575 / 1926
Instrument Date	May 14, 2026
Instrument	20263192953
Record Updated	Aug 30, 2026
Title Company	LANDMARK TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 SW POMEROY ST, STUART, FL 34997-4500

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 26, 2026
Property Address	163 SW POMEROY ST, STUART, FL 34997-4500
Document Number	0003187658
Book / Page	3568 / 2435
Instrument Date	May 14, 2026
Instrument	20263187658
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499,142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 SW POMEROY ST, STUART, FL 34997-4500

Mortgage

Document Number	0003187659,
Date	May 26, 2026
Instrument	20263187659

Lender

Name	JDH CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 26, 2026
Property Address	163 SW POMEROY ST, STUART, FL 34997-4500
Document Number	0035682435
Book / Page	3568 / 2435
Instrument Date	May 14, 2026
Instrument	20263187658
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499,142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 SW POMEROY ST, STUART, FL 34997-4500

Mortgage

Document Number	0003187659,
Date	May 26, 2026
Instrument	20263187659

Lender

Name	CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 27, 2023
Property Address	163 SW POMEROY ST, STUART, FL 34997-4500
Document Number	0034130750
Book / Page	3413 / 750
Map Reference	MB 19 PG 1-5
Instrument Date	Dec 21, 2023
Instrument	3051165
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,832.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	163 SW POMEROY ST, STUART, FL 34997-4500

Mortgage

Document Number	0003413752
Date	Dec 27, 2023
Instrument	3413/752

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,299.00 (+3.19%)	$686,240 (+1,096.06%) Land $250,000 Building $436,240	$686,240 (+1,096.06%) Land $250,000 Building $436,240
2024	$10,950.00 (+1,043.01%)
2023	$958.00 (+0.21%)	$57,375 (-) Land $57,375	$57,375 (-) Land $57,375
2022	$956.00	$57,375 Land $57,375	$57,375 Land $57,375

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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