163 Stump Ridge Rd, Brandon, MS 39047 Property Records

Rankin County property record for 163 Stump Ridge Rd, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,456 sqft · built 2021
Lot Size	3.04 acres (132,615 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,001 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`K13 000069 00060`

Property Details

APN / Parcel Number

Primary APN	`K13 000069 00060`
Alternative APN	`84279`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,456 sqft Adjusted Area
1st Floor Area	2,197 sqft
2nd Floor Area	477 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Lot Area	132,615 sqft (3.04 acres)
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	84279
Street Address	163 STUMP RIDGE RD
City	BRANDON
State	MS
Zip	39047-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 DEER CROSSING
Legal Range	04E
Legal Township	07N
Legal Section	32
Legal Subdivision	DEER CROSSING SUBDIVISION
Legal Lot Number	6
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	3
Census Block	3021
Census Tract	20101

Owner

163 Stump Ridge Rd is owned and occupied by two individuals who acquired it in March 2022.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	163 STUMP RIDGE RD, BRANDON, MS 39047-9567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST HORIZON BANK
Oct 19, 2021	Deed of Trust, Mortgage PREMIA MORTGAGE LLC
May 19, 2022	Warranty Deed, Transfer
Oct 19, 2021	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022
Deed Sale	Mar 4, 2022
Prior Sale	Oct 19, 2021
Deed Book / Page	2022 / 5145
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	163 STUMP RIDGE RD, BRANDON, MS 39047-9567
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053552
Date	May 19, 2022
Book Page	3022/53552

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	163 STUMP RIDGE RD, BRANDON, MS 39047-9567
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013864
Date	Oct 19, 2021
Book Page	3021/13864

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	May 19, 2022
Property Address	163 STUMP RIDGE RD, BRANDON, MS 39047-9567
Document Number	0000011947
Book / Page	2022 / 11947
Instrument Date	May 17, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 STUMP RIDGE RD, BRANDON, MS 39047-9567

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 19, 2021
Property Address	163 STUMP RIDGE RD, BRANDON, MS 39047-9567
Document Number	0000027374
Book / Page	2021 / 27374
Instrument Date	Oct 18, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 STUMP RIDGE RD, BRANDON, MS 39047-9567

Tax Assessment & Valuation

The 2025 property tax bill for 163 Stump Ridge Rd was $4,001 with a homeowner's exemption, up % from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,001.00 (+0.03%) Homeowner's exemption	$42,776
2024	$4,000.00		$427,760 Land $75,000 Building $352,760
2023		$36,804
2021			$368,040 Land $75,000 Building $293,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Stump Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2003–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Stump Ridge Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FANNIN WATER ASSN-NORTH public/private · serves 7,690 people · EPA ID MS0610008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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