163 S 3rd St W, Snowflake, AZ 85937 Property Records

Navajo County property record for 163 S 3rd St W, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	2,410 sqft · built 1967
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2019)
Tax Bill	$811 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-11-036A`

Property Details

APN / Parcel Number

Primary APN	`202-11-036A`

Interior

Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	2,774 sqft
1st Floor Area	2,050 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	364 sqft
Porch	Open Slab
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	163 N 3RD ST W
City	SNOWFLAKE
State	AZ
Zip	85937-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SNOWFLAKE TOWNSITE:S 98 OF W 115 OF LOT 2, BLOCK 5
Legal Range	21E
Legal Township	13N
Legal Section	23
Legal Subdivision	SNOWFLAKE TOWNSITE
Legal Tract	A
Legal Block	5
Legal Lot Number	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1006
Census Tract	963300

Owner

163 S 3rd St W is owned and occupied by two individuals who bought it in October 2019.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	163 N 3RD ST W, SNOWFLAKE, AZ 85937-5064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	201917696
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	163 S 3RD ST W, SNOWFLAKE, AZ 85937
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024033
Date	Oct 22, 2021
Instrument	2021-24033

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	163 S 3RD ST W, SNOWFLAKE, AZ 85937
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002527
Date	Feb 26, 2019
Instrument	2019-02527

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 15, 2017
Property Address	163 S 3RD ST W, SNOWFLAKE, AZ 85937
Document Number	0000002094
Map Reference	MB2 PG11
Instrument Date	Jan 9, 2017
Instrument	2017-02094
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2937 E INVERNESS AVE, MESA, AZ 85204-7208

Mortgage

Document Number	, 2017-02095
Date	Feb 15, 2017
Instrument	2017-02095

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Mortgage

Document Number	0000002096
Date	Feb 15, 2017
Instrument	2017-02096

Lender

Name	FUNDING CORP
Type	Non-Lending Institution
Address	PHOENIX, AZ 85007

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 163 S 3rd St W was $811.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$283,556 Land $24,505 Building $259,051
2025	$811.00	$30,012 Land $3,136 Building $26,876	$300,125 Land $31,362 Building $268,763
2023	$761.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 163 S 3rd St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 S 3rd St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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