163 Rustic St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 163 Rustic St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1940
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,235 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`080143-00.0`

Property Details

APN / Parcel Number

Primary APN	`080143-00.0`
Alternative APNs	`140010628000030040000000` `261400 106.28-3-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	829 sqft
2nd Floor Area	725 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	080143-00.0
Street Address	163 RUSTIC ST
City	ROCHESTER
State	NY
Zip	14609-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0084.00 105 22 00000 58 FERNWOOD HGTS SUB
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1002
Census Tract	8400

Owner

163 Rustic St is owned by an individual who acquired it in January 2018.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7 SALINA ST, ROCHESTER, NY 14611-2909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Jan 3, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 3, 2018
Transfer Doc	0000000718
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 27, 2018
Property Address	163 RUSTIC ST, ROCHESTER, NY 14609-3511
Document Number	0000000718
Book / Page	012017 / 000691
Instrument Date	Apr 27, 2018
Instrument	718
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Tax	$623.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	186 MAPLE DR NORTH SALT LAKE UT 840542409, NORTH SALT LAKE, UT 84054-2409

Mortgage

Document Number	719
Date	Apr 27, 2018
Book Page	027576/000362
Instrument	719

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Mortgage

Document Number	719,
Date	Apr 27, 2018
Book Page	027697/000138
Instrument	719

Lender

Name	JAMES WHALEN
Address	PO BOX 155, PENFIELD, NY 14526-0155

Agreement

Amount	Amount on Record
Term	24 Months
Due	Apr 26, 2020

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Jan 3, 2018
Property Address	163 RUSTIC ST, ROCHESTER, NY 14609-3511
Document Number	0000000718
Book / Page	011969 / 000087
Instrument Date	Jan 3, 2018
Instrument	718
Transaction Type	Transfer
Record Updated	Jan 8, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SALINA ST ROCHESTER NY 146112909, ROCHESTER, NY 14611-2909

Tax Assessment & Valuation

The 2026 property tax bill for 163 Rustic St was $1,235, down 0.2% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,235.00 (-0.16%)
2025	$1,237.00	$134,300 Land $9,100 Building $125,200	$134,300 Land $9,100 Building $125,200
2023		$60,400 Land $5,900 Building $54,500	$72,771 Land $7,108 Building $65,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Rustic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 163 Rustic St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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