163 Ridgecrest Dr, Napa, CA 94558 Property Records

Napa County property record for 163 Ridgecrest Dr, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,712 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Apr 2024)
Tax Bill	$8,121 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-270-021-000`

Property Details

APN / Parcel Number

Primary APN	`032-270-021-000`
Alternative APNs	`032-270-021` `03227021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	2,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	032-270-021
Street Address	163 RIDGECREST DR
City	NAPA
State	CA
Zip	94558-9675
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RSB10
Legal Description	LOT 257 CIRCLE OAKS SUB NO 1 6R/M60-69
Legal Subdivision	CIRCLE OAKS #1
Legal Lot Number	257
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2005
Census Tract	201401

Owner

163 Ridgecrest Dr, a rural home, is owned and occupied by an individual who bought it in April 2024.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	163 RIDGECREST DR, NAPA, CA 94558-9675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit CAHP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Prior Sale	Feb 28, 2003 · Amount on File
Deed Document Number	20244544
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Apr 2, 2024
Property Address	163 RIDGECREST DR, NAPA, CA 94558-9675
Document Number	0000004544
Map Reference	MB 7 PG 60
Instrument Date	Mar 26, 2024
Instrument	2024-0004544
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 RIDGECREST DR, NAPA, CA 94558-9675

Mortgage

Document Number	0000004545
Date	Apr 2, 2024
Instrument	2024-0004545

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000004545
Date	Apr 2, 2024
Instrument	2024-0004545

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	163 RIDGECREST DR, NAPA, CA 94558-9675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 RIDGECREST DR, NAPA, CA 94558-9675

Mortgage

Document Number	0000021522
Date	Aug 31, 2020
Instrument	2020-0021522

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	163 RIDGECREST DR, NAPA, CA 94558-9675
Document Number	0000024207
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	163 RIDGECREST DR NAPA CA 945589675, NAPA, CA 94558-9675

Mortgage

Document Number	0000024207
Date	Dec 19, 2018
Instrument	24207

Lender

Name	CAHP CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 163 Ridgecrest Dr was $8,121, up 1.9% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,121.00 (+1.89%)	$671,058 (+2%) Land $312,120 Building $358,938	$671,058 Land $312,120 Building $358,938
2025	$7,970.00	$657,900 Land $306,000 Building $351,900
2023	$6,539.00 (+1.38%) Homeowner's exemption	$544,291 Land $132,237 Building $412,054
2022	$6,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Ridgecrest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Ridgecrest Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIRCLE OAKS WATER DISTRICT private · serves 500 people · EPA ID CA2800521
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Valley Internet Fixed Wireless	150 / 75

Cell Coverage

5G (outdoors only) and 4G LTE

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