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163 Ridge View Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 163 Ridge View Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1984
Square Footage4,586 sqft Living Area
Lot Size2.33 acres
OccupancyOwner Occupied
Last Sale$1,625,000 (2018)
Tax Bill$23,701.00 (2025)

Property Details

APN / Parcel Number

Primary APN037-161-42
Alternative APN
  • 037-161-42-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area4,586 sqft Living Area
Gross Area5,210 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area101,930 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area624 sqft Garage
Total Buildings2 Total Buildings
Deck Area852 sqft Deck
Patio Area852 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address163 RIDGE VIEW RD
CityAPTOS
StateCA
Zip95003-2714
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2009
Census Tract122001

Owner

Source: Santa Cruz County records · APN 037-161-42

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address163 RIDGE VIEW RD, APTOS, CA 95003-2714
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2020Deed of Trust, Mortgage · Line of Credit
SANTA CRUZ COUNTY BANK
Apr 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC
May 08, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Apr 22, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Feb 09, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Feb 07, 2018Grant Deed, Transfer · Conventional Mortgage
COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2018 · Amount on Record
Deed SaleFeb 07, 2018 · Amount on Record
Prior SaleMar 31, 1999 · Amount on Record
Deed Doc Number20183903
Last Transfer DateApr 15, 2020
Transfer Doc0000015904
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address163 RIDGE VIEW RD, APTOS, CA 95003-2714
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023613
DateJul 01, 2020
Instrument2020-0023613
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 21, 2020
Property Address163 RIDGE VIEW RD, APTOS, CA 95003-2714
Document Number0000013676
Map ReferenceVOL 19 PG 14
Instrument DateApr 15, 2020
Instrument2020-0013676
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 RIDGE VIEW RD, APTOS, CA 95003-2714

Mortgage

Document Number0000013677
DateApr 21, 2020
Instrument2020-0013677
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 08, 2020
Property Address163 RIDGE VIEW RD, APTOS, CA 95003-2714
Document Number0000015904
Instrument DateApr 15, 2020
Instrument15904
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address163 RIDGE VIEW RD APTOS CA 950032714, APTOS, CA 95003-2714

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 22, 2020
Property Address163 RIDGE VIEW RD, APTOS, CA 95003-2714
Document Number0000013765
Instrument DateApr 15, 2020
Instrument13765
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address163 RIDGE VIEW RD APTOS CA 950032714, APTOS, CA 95003-2714

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 09, 2018
Property Address163 RIDGE VIEW RD, APTOS, CA 95003-2714
Document Number0000004089
Instrument DateFeb 06, 2018
Instrument4089
Transaction TypeTransfer
Record UpdatedFeb 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address163 RIDGE VIEW RD APTOS CA 950032714, APTOS, CA 95003-2714

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 07, 2018
Property Address163 RIDGE VIEW RD, APTOS, CA 95003-2714
Document Number0000003903
Map ReferenceVOL 19 PG 14
Instrument DateJan 25, 2018
Instrument2018-0003903
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address163 RIDGE VIEW RD, APTOS, CA 95003-2714

Mortgage

Document Number0000003904
DateFeb 07, 2018
Instrument2018-0003904
Lender
NameCOMMERCE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,082,652 (+2%) Land $1,160,586 Building $922,066
2025$23,701.00 (+19.59%) Homeowner's exemption$2,041,816 (+14.49%) Land $1,137,830 Building $903,986
2023$19,818.00 (+0.78%) Homeowner's exemption$1,783,418 Land $1,093,646 Building $689,772$1,708,650
2022$19,664.00

Flood & Wildfire

163 Ridge View Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
44th percentile of exposed land nationally · 26th in California
Wildfire LikelihoodModerate — about 1 in 1,266 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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